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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Very good and understanding of my current situation...

Very good and understanding of my current situation (being on maternity leave) Reviewed on: 9th July 2025

Expectations Reached

I have no regrets changing my card to vanquis. Reviewed on: 9th July 2025

Good procent, good communication

Good procent, good communication Reviewed on: 9th July 2025

Vanquis are helpful and fair to deal with.

Vanquis are helpful and fair to deal with. They gave me a chance when I struggled to get a credit card. They offer me a credit increase from time to time but always do a credit check once I have accepted it to make sure I can afford it. Reviewed on: 9th July 2025

Extremely easy and manageable.

Extremely easy and manageable. Great communication Reviewed on: 9th July 2025

I have helped 4 family members apply then I realised...

I have helped 4 family members apply then I realised I could have done through a referral. I love the way and process is amazing to register and sign up process it was all smooth from start to finish. Reviewed on: 9th July 2025

Customer protected entity.

Customer protected entity..The level of security is high. You are at home with Vanquis. Reviewed on: 9th July 2025

Great communication and helpful advisers

Great communication and helpful advisers Reviewed on: 9th July 2025

User friendly website and long interest free balance...

User friendly website and long interest free balance transfer offers. Reviewed on: 9th July 2025

I have been using

I've been using Vanquis Credit for a while now, and my experience has been a mix of positives and a few drawbacks. On the positive side, Vanquis has been helpful in rebuilding my credit. I was approved for a card when many other companies turned me down, and I appreciated that opportunity. The initial credit limit was modest, but they increased it gradually as I showed responsible usage, which helped improve my credit score over time. Their app and online account management tools are easy to use. It's simple to check balances, make payments, and set up alerts. I also found customer service to be reasonably responsive, though I haven’t needed to contact them often. However, the interest rates are quite high, so it's important to pay off the balance in full each month to avoid costly charges. I think Vanquis is best suited for people who are I applied for a Vanquis credit card to help improve my credit score, and while it did serve that purpose, my experience has been a bit of a mixed bag. Pros: Easy approval process: I was approved despite having a low credit score, which I genuinely appreciated. Credit score improvement: After about 6 months of responsible use, I started seeing improvements in my credit rating. Mobile app: The app is user-friendly and makes it simple to track spending, set up payments, and monitor statements. Reviewed on: 9th July 2025

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