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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Excellent experience with Vanquis

I have had my Vanquis credit card around 2 years now and only ever had good experiences. Everytime I have to call customer service with an issue they have dealt with them quickly and efficiently. It has also helped me improve my overall credit score. Reviewed on: 9th July 2025

Apps fantastic

They r good if U need to change date of payment and it easy and app is good to use aswell Reviewed on: 9th July 2025

great company

I have been with vanquis for many years never had any concerns always informed me of what's going on ect. Reviewed on: 9th July 2025

Customer service always pick up a call near enough i...

Customer service always pick up a call near enough instantly. Call handler always knowledgeable. Fraud department is second to none and are always monitoring for any likelihood of fraud. Reviewed on: 9th July 2025

I have a Vanquis card for a few years now had no pro...

I have a Vanquis card for a few years now had no problems Reviewed on: 9th July 2025

Since I’ve had Vanquis credit card they’ve been so f...

Since I’ve had Vanquis credit card they’ve been so flexible and helpful if I’ve had issues with repayment Reviewed on: 9th July 2025

Superb and great

I am very happy uts very helpfull Reviewed on: 9th July 2025

Five stars from me

I would definitely recommend Vanquis always someone on the end of the phone happy to help. Great customer service and I love the app. This card has helped build my credit rating so could buy a car. So I am a very happy customer Reviewed on: 9th July 2025

I’ve been using this credit card for several months...

I’ve been using this credit card for several months now, and I couldn’t be happier with the experience. The application process was quick and straightforward, and I was approved within minutes. What I love most are the rewards and cashback options—they’re very competitive compared to other cards I’ve used in the past. Whether it’s groceries, dining, or travel, the points add up fast. I also appreciate the zero annual fee, which makes it accessible without sacrificing value. The mobile app is intuitive and easy to use. It lets me track my spending, manage payments, and redeem rewards without hassle. On top of that, customer service has been top-notch—very responsive and helpful whenever I’ve had questions. Reviewed on: 9th July 2025

Thanks to vanquis credit card for helping me to cope...

Thanks to vanquis credit card for helping me to cope these days with my daily struggles Reviewed on: 9th July 2025

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