Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19912)

Really fast process from star to finish

5
Really fast process from star to finish Reviewed on: 9th July 2025

Great customer service and apt rates

5
Great customer service and apt rates Reviewed on: 9th July 2025

Vanquish review

5
Easy to use app,excellent service. Opportunity to increase credit limit if needed, through regular payments. Reviewed on: 9th July 2025

Great balance transfer offer, highly recommend.

5
Great balance transfer offer, highly recommend. Reviewed on: 9th July 2025

Really good company to have credit with

5
Really good company really pleased with the way my account is run very good comuication too always ask if u need help or information Reviewed on: 9th July 2025

Great service

5
No issues accept chip stopped working on first card so they sent another not long waiting time great service Reviewed on: 9th July 2025

Great credit builder and easy online banking.

4
Great credit builder and easy online banking. Customer service team in very helpfull Reviewed on: 9th July 2025

Very good, friendly customer support and app easy to...

5
Very good, friendly customer support and app easy to use. Reviewed on: 9th July 2025

Vanquis have always been helpful.

5
Vanquis have always been helpful.if I have had a problem they have found a way to help, the agents on the phone are excellent ambassadors for Vanquis in my experience. Reviewed on: 9th July 2025

Very good customer service

5
Very good customer service nothing is any troble for them if u phone with a query Reviewed on: 9th July 2025

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.92 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.79 from 9 reviews
    Vanquis
  • Vanquis Savings

    from Vanquis 4.74 from 4 reviews
    Vanquis
    View all products