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Vanquis : Credit builder credit card reviews

4.73
Based on 28,689 reviews, last reviewed 16th Jul 2026
795600% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

The interest rates on the card could be more competi... The interest rates on the card could be more competitive , to include purchase & balance transfer rates Reviewed on: 16th July 2026
Alistair M's avatar
Alistair M

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28689)

Excellent provider

5
They update me on everything that is relevant to me. My credit score has increased because of the way my card is managed. Reviewed on: 19th May 2026

Fabulous Credit card and service

5
I have been a Vanquis credit card customer for decades and enjoying the excellent service. I would definitely recommend it who wants a decent credit card to build a credit history. Excellent customer service being a gold member. Reviewed on: 19th May 2026

Amazing experience.

5
Amazing experience. Great customer service! Excellent card great app excellent all round Reviewed on: 19th May 2026

Was quick and easy to set up so I can’t...

5
Was quick and easy to set up so I can’t complain Reviewed on: 19th May 2026

To deal with

4
Just great to deal with customer service experts would recommend them 2 anyone Reviewed on: 19th May 2026

Credit Card

5
A good card, a good company. I would recommend Reviewed on: 19th May 2026

Card of choice

5
Very happy with vanquis , one of my oldest credit cards . Reviewed on: 19th May 2026

Well when I urgently needed to vacate the place I wa...

5
Well when I urgently needed to vacate the place I was living through no fault of Mt own, I needed the deposit for another place which I just did not have. But thanks to Vanquish I was able to secure the deposit and subsequently move into my new home, which is really lovely And I have fell in love with the place and have settled in already it's not been quiet a year yet but will be in August. And I am allowed to have my 2year old dog, which was at the centre ov the controversy, she loves her new home just as much as myself, so thank you Vanquish. Reviewed on: 19th May 2026

Customer service are very caring.

5
Customer service are very caring. They've helped me through alot. Reviewed on: 19th May 2026

From the moment I contacted Vanquis I felt supported.

5
From the moment I contacted Vanquis I felt supported. As someone who shied away from Credit card for years, the support was really helpful and appreciated. My first limit was low whilst I became used to having this line of credit and helped me manage payments and purchases. Before moving on to a slightly increased limit, all designed to help my learning to negotiate and understand how it worked. There is a person at the end of a phone, who was always patient and answered any queries I had. I would certainly refer happily Vanquis to friends and family and indeed have! Reviewed on: 19th May 2026

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