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Vanquis : Credit builder credit card reviews

4.73
Based on 28,689 reviews, last reviewed 16th Jul 2026
795600% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

The interest rates on the card could be more competi... The interest rates on the card could be more competitive , to include purchase & balance transfer rates Reviewed on: 16th July 2026
Alistair M's avatar
Alistair M

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28689)

The best among the lot.

5
The best among the lot. Simply the best Reviewed on: 19th May 2026

Easy process to apply.

5
Easy process to apply. App is easy to use. Information about the service always available. Great credit company. Reviewed on: 19th May 2026

Family .

5
From start to finish it has been an absolute pleasure being part of this amazing family. Reviewed on: 19th May 2026

Very good and helpful if you have and issues they wi...

5
Very good and helpful if you have and issues they will always help Reviewed on: 19th May 2026

Vanquis gave me a lifeline when I needed help.

5
Vanquis gave me a lifeline when I needed help. In using a credit card it then helped to build my credit score but also helped me financially many times when I needed extra support. I have been a customer for many years and always use the card in times of emergency. Unfortunately the interest rate is extremely high and this has kept me in debt for longer for periods of time until I could manage to make payments on top. Credit increases have been offered but I have chosen to decline for my own personal control of debt. I would recommend. Reviewed on: 19th May 2026

High interest rates as you’d expect

4
High interest rates as you’d expect from a credit building credit card but easy to use and app works fine. Credit limit increase regular but not excessive. Word as it should. Reviewed on: 19th May 2026

Overwhelming to say the least very helpful

5
Overwhelming to say the least very helpful Reviewed on: 19th May 2026

Great app.

5
Great app. Very friendly and great communication Reviewed on: 19th May 2026

Very good credit control that increases my credit ca...

5
Very good credit control that increases my credit card in a short time very recommended. Reviewed on: 19th May 2026

Top notch!

5
Been with them a long time never any issues Reviewed on: 19th May 2026

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