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Vanquis : Credit builder credit card reviews

4.73
Based on 28,689 reviews, last reviewed 16th Jul 2026
795600% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

The interest rates on the card could be more competi... The interest rates on the card could be more competitive , to include purchase & balance transfer rates Reviewed on: 16th July 2026
Alistair M's avatar
Alistair M

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28689)

Vanqius number 1

5
I have always had a great experience with Vanqius they are very helpful and polite, I would always recommend Vanqius to my friends , you can always ring them if you need extra help Reviewed on: 19th May 2026

very easy and speedy to set up and very easy to make...

5
very easy and speedy to set up and very easy to make payments they keep me informed whenever either changes or new stuff arrive Reviewed on: 19th May 2026

I’m using Vanquis from last year my experience is ve...

5
I’m using Vanquis from last year my experience is very good Reviewed on: 19th May 2026

Every time I have been in touch with Vanquis custome...

5
Every time I have been in touch with Vanquis customer service department, their staff has always been helpful, Professional, and customer-centric Reviewed on: 19th May 2026

Easy to apply for.

5
Easy to apply for. Get reminders that paying more than the minimum amount is beneficial for your debt repayment Reviewed on: 19th May 2026

High interest credit card does what it says on the tin.

4
High interest credit card does what it says on the tin.Not much more to say. You get what you ask for. Reviewed on: 19th May 2026

Vanquis is a card I trust

5
I have had a Vanquis card for a number of years my credit score was very low due to a major life change and I really needed a bit more help to start climbing the credit score ladder. Vanquis helped me by trusting me with a credit card with a small limit and assured me that if I used the card correctly it would help me build up my score. They as a company have never harassed me always offered small increases to help me and always explained I could always turn down an increase and to make sure I could afford the payments. Many years later my score is now excellent I still use Vanquis my credit amount is exactly where I want it. You don’t get harassed if you turn down an increase and they are always there if you need them and are always happy to answer any questions and help you if you find yourself having difficulties. I am happy to stay with this company and intend to be with them for many more years Reviewed on: 19th May 2026

Amazing Service

5
I had a Vanquis card for a few years now and the service is amazing Reviewed on: 19th May 2026

Great way to improve your credit score and good cust...

4
Great way to improve your credit score and good customer service Reviewed on: 19th May 2026

Always helpful staff

5
Always helpful staff whenever I have an issue. No complaints so far. Reviewed on: 19th May 2026

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