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Vanquis : Credit builder credit card reviews

4.73
Based on 28,689 reviews, last reviewed 16th Jul 2026
795600% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

The interest rates on the card could be more competi... The interest rates on the card could be more competitive , to include purchase & balance transfer rates Reviewed on: 16th July 2026
Alistair M's avatar
Alistair M

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28689)

I have had a Vanquis credit card for years -

5
I have had a Vanquis credit card for years and I use it so often I have forgotten how to use cash. The staff are friendly and helpful and they know what they are doing. I do not hand out bouquets of flowers unless they are really deserved and in the case of Vanquis, they are. Drawbacks? Credit cards cost money; of course. They are, after all, a form of loan. I went into this deal with my eyes wide open and I have no complaints on that score. Reviewed on: 19th May 2026

satisfied

5
I’ve been with Vanqiush for a number of years now and have nothing Reviewed on: 19th May 2026

From poor to perfect

5
When I applied for my Vanquis card I had a terrible credit score, 3 years later and I have a perfect credit score. I have been offered credit from every major credit card but have stayed with Vanquis!! Reviewed on: 19th May 2026

I’ve had a really positive experience with Vanquis f...

5
I’ve had a really positive experience with Vanquis from start to finish. Their customer service team has always been friendly, professional, and quick to help whenever I’ve had a question. The app and online banking are easy to use, making it simple to keep track of spending and payments. The card offers great benefits and competitive rates, and I appreciate how straightforward and transparent everything has been. Payments are processed quickly, statements are clear, and I’ve never had any issues with reliability or security. Overall, I would highly recommend this company to anyone looking for a trustworthy and efficient credit card provider. Reviewed on: 19th May 2026

It’s easy to use and easy to pay

5
It’s easy to use and easy to pay Reviewed on: 19th May 2026

Very good at accepting debits.

4
Very good at accepting debits. Faster payment receipts should be shown on day of payment not the next day. Reviewed on: 19th May 2026

Excellent vanquish

5
Very helpful, well-functioning application, thriving company Vanquish, thanks to them I can use the loan they gave me whenever I want, they are very helpful, thank you and best regards Reviewed on: 19th May 2026

So far they've been great and I've had no problems...

5
So far they've been great and I've had no problems Reviewed on: 19th May 2026

Easy to get on with easy to use app

5
Easy to get on with easy to use app Reviewed on: 19th May 2026

Vanquis excepted me where others refused, customer s...

5
Vanquis excepted me where others refused, customer service is second to none, always excepted and responded with respect and perfect manners, highly recommended Reviewed on: 19th May 2026

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