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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28689 reviews)

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4.73

Based on 28,689 reviews, last reviewed 16th Jul 2026

795600% increase in 5 star reviews

in the past 90 days

6000% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

The interest rates on the card could be more competi... The interest rates on the card could be more competitive , to include purchase & balance transfer rates Reviewed on: 16th July 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28689)

Excellent service!

Excellent service! It has been very quick and easy to use from start to finish! The app is well worth having too Reviewed on: 19th May 2026

It's an excellent card to use and especially for the...

It's an excellent card to use and especially for the shopping and things etc. Reviewed on: 19th May 2026

Enquiry Didn’t need to take action at this point in...

Enquiry Didn’t need to take action at this point in time Reviewed on: 19th May 2026

Good Service

Never had any problems with my card, have called customer service a couple of times to stop payments always efficient and friendly Reviewed on: 19th May 2026

Very prompt sorting queries, emails and letters via...

Very prompt sorting queries, emails and letters via post very comprehensive and excellent customer service Reviewed on: 19th May 2026

Very good experience, good service with easy app nav...

Very good experience, good service with easy app navigation Reviewed on: 19th May 2026

Positive.

Positive.. no issues ...always informed Reviewed on: 19th May 2026

Good customer service

very easy process and received immediately after applying Reviewed on: 19th May 2026

Very Happy Customer

I’ve been with Vanquis for many years now, and overall I’ve had a really positive experience. The card helped me rebuild my credit when I was struggling to get accepted elsewhere, and over time I’ve seen a big improvement in my credit score thanks to making regular payments. The app is simple and easy to use, payments are straightforward, and I like being able to keep track of everything in one place. I’ve also received credit limit increases over the years, which shows they reward responsible use. Customer service has always been helpful whenever I’ve needed support, and I’ve found the whole experience reliable and stress-free. As long as you use the card responsibly and pay on time, it can be a great way to improve your financial situation. Overall, I’d definitely recommend Vanquis to anyone looking to build or rebuild their credit history. Very happy with my experience so far! Reviewed on: 19th May 2026

Easy to apply with a good, straightforward app

Easy to apply with a good, straightforward app Reviewed on: 19th May 2026

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