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Vanquis : Credit builder credit card reviews

4.73
Based on 28,683 reviews, last reviewed 12th Jul 2026
397450% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Never had and issue been using Vanquis for years. Never had and issue been using Vanquis for years. Customer service are professional and sort things efficiently. The new app is easy to use and has a ... Read more Reviewed on: 12th July 2026
Amy's avatar
Amy

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

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Vanquis Credit builder credit card reviews (28683)

This vanquis card was helps me at am struggling time...

5
This vanquis card was helps me at am struggling time thanks for the vanquis Reviewed on: 9th July 2025

Poor acceptance

2
Despite being accepted for credit cards and getting good limits Vanquis have said pre approved then do not accept Reviewed on: 9th July 2025

Very informative much better than any other credit c...

4
Very informative much better than any other credit card i have had explains everything quick and easy ie balance payments and due dates Reviewed on: 9th July 2025

Excellent, great customer service

5
Excellent, great customer service Reviewed on: 9th July 2025

easy access' direct impact results

5
very friendly helpful and easy to use service' the App is user friendly and allows me to access all my key information and transactions in a few taps. i would recommend to anyone. Reviewed on: 9th July 2025

Vanquis makes a change. They help

5
Vanquis makes a change. Instead of demanding this that and the other and wanting blood from your stone, they actually listen and work with you if you have a problem, may other firms don't. Reviewed on: 9th July 2025

I’m voting for Vanquis because..

5
I’m voting for Vanquis because this credit card has genuinely changed my financial life for the better. In a world where credit cards can feel like a trap of hidden fees and unclear terms, Vanquis has been a breath of fresh air—with transparency, simplicity, and support at the core of their service. When I first got my Vanquis card, I was understandably nervous about credit and managing repayments. But what immediately set Vanquis apart was their upfront and honest approach. There were no hidden fees, no confusing small print—just clear, straightforward information that helped me fully understand what I was signing up for. That alone brought an immense sense of relief and reduced my financial anxiety. Vanquis has not only helped me build my credit score, but they’ve also provided the tools and guidance I needed to do so responsibly. With features like regular credit limit reviews, helpful reminders, and access to my credit score, I felt supported at every step. What makes Vanquis truly special is that they understand real people and real challenges. They gave me a chance when other lenders wouldn’t—and they did so with respect and dignity. That vote of confidence gave me peace of mind and allowed me to regain control of my finances. The stress that once kept me up at night is now replaced by structure, clarity, and the reassuring knowledge that I’m moving forward. Vanquis isn’t just a credit card provider. They’re a partner in financial wellness. That’s why they absolutely deserve to win the Consumer Credit Award this year—they’re not just offering credit, they’re restoring confidence and transforming lives. Reviewed on: 9th July 2025

I am enjoying this card.

4
I am enjoying this card. A nice card. Reviewed on: 9th July 2025

Easy and quick with a great app to follow up...

5
Easy and quick with a great app to follow up on Reviewed on: 9th July 2025

Really happy with this card!

5
Really happy with this card! I’m just starting to recover financially now from Covid and with the card I can start making that possible Reviewed on: 9th July 2025

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