Smart Money People Logo

Vanquis : Loans reviews

4.91
Based on 1,253 reviews, last reviewed 11th Sep 2025
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fatntastic. Fatntastic. I just applied and in amattwr of sexconds it was all sorted Reviewed on: 16th April 2025
Adrian A's avatar
Adrian A

Latest lowest rating:

1

I have had the WORST experience with Vanquis bank I have had the WORST experience with Vanquis bank and would never recommend them to anyone. They prey on people who are in a financially precarious si... Read more Reviewed on: 11th September 2025
Emma O's avatar
Emma O

About this product

Review Vanquis : Loans now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Loans reviews (1253)

Loan & Credit card

5
Recently took out a loan with Vanquis, so easy to apply, funds in my account within a couple of days. Would recommend to friends and family. Reviewed on: 23rd May 2023

Great company

5
Very friendly always thereto help Reviewed on: 23rd May 2023

Excellent service

4
Very easy service to use did it all online quick response and efficient Reviewed on: 23rd May 2023

No fuss speedy service

5
Applied for a loan towards renovations. Was nervous of doing so as had just returned from overseas after 14 years.. but application was straight forward and simple and quickly processed .. I will be nearing the end soon Reviewed on: 23rd May 2023

Vanquis Loan

4
It’s easy enough to take out a Vanquis loan and I do like that they add the interest on at the start so you’re just paying off the stated balance. However I would like an app or website to be able to access the loan and see what has been paid off etc Reviewed on: 23rd May 2023

Really helpful when i needed it.

5
Very smooth application with quick response. Helpful customer service. Reviewed on: 23rd May 2023

Easy application and smooth transaction

5
I would definitely recommend to people in my situation who are trying to rebuild their credit rating and are struggling to get a loan, however, for people with a good credit rating there are probably cheaper loans on the market which is why I have only given the recommendation eight stars. I found the process very easy and the money was available quickly. Reviewed on: 23rd May 2023

Outstanding

5
Used Vanquis loans twice now, never any issues, always happy to help and backed by fantastic customer service, thank you Vanquis loans Reviewed on: 23rd May 2023

Hassle free and helpful

5
Vanquis has been so easy to deal with and the application process was seamless and hassle free. Their customer agents are also polite and helpful. I would recommend Vanquis loan to anyone who asks me. Reviewed on: 23rd May 2023

Good loan

5
Good affordability and manageable,I had the money 3 days after like they said,but I'm having trouble log in online to check my balance Reviewed on: 23rd May 2023

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Black Diamond Visa

    from Vanquis 4.79 from 9 reviews
    Vanquis
  • Credit builder credit card

    from Vanquis 4.78 from 19912 reviews
    Vanquis
  • Vanquis Savings

    from Vanquis 4.75 from 4 reviews
    Vanquis
    View all products