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Virgin Money: Credit Cards reviews

3.72
Based on 785 reviews, last reviewed 27th Jan 2025
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
64%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
3%
See only 1 star reviews
19%

Latest highest rating:

5

Virgin Money Credit Card Clear guidance and easy to use app. Very good terms and good transfer rates and 0% interest period. I would definitely use Virgin Money again. Helpful... Read more Reviewed on: 27th January 2025
Louisa W's avatar
Louisa W

Latest lowest rating:

1

If you have a credit card and an an app but are lock... If you have a credit card and an an app but are locked out of your account they are not open 24/7 to unlock your app, not even on a Sunday. If u are i... Read more Reviewed on: 5th January 2025
Sandy P's avatar
Sandy P

About this product

Virgin Money offers a range of credit cards with various features to suit different needs. Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

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Virgin Money Credit Cards reviews (785)

statements and customer treatment

2
I've called to ask for missing statements in the light of the self-assessment as they only keep a very limited number of statements online. Turns out they charge 4 pounds PER STATEMENT. That's right, not the whole year to be posted, but per statement. That's is just ridiculous and unheard of. Barclays charges a fiver for a whole year's worth. The guy on the phone was trying to help but in the end, he did nothing but wasted half an hour of my life. He was a nice guy though. Sending statements is less than peanuts for them and so not worth upset customers. Should have cared less about them trees and opted in for paper statements. Reviewed on: 15th January 2019
Reply from Virgin Money Hi there, I'd be happy to look into this for you. Can you email your details over to [email protected] and I'll pick it up from there? Thanks, Holly Response date: 16th January 2019
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Virgin Money

poor poor service

1
unexpected charge when I cancelled a DD close to its payment date. I ensured a replacement debit card payment reached my account on the same date as DD was due. Still charged!! Reviewed on: 14th January 2019
Reply from Virgin Money Let me check this out for you. Can you email your postcode and contact number to [email protected] and I'll take it from there? Thanks, Holly Response date: 16th January 2019
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Virgin Money

Spot On Service

5
Been using my Virgin Credit card for a while now. Very easy to monitor and a great service was given when needing additional requirements. Would highly recommend them. Reviewed on: 14th January 2019

Amazing service

5
The service I have recieved so far from virgin is exemplary . I recommend to all my friends that’s they should have a virgin credit card Reviewed on: 13th January 2019

Mr V

5
Excellent service, easy to use plus loads of additional services if required Reviewed on: 13th January 2019

not bad

4
good offers but if t=you have a late payment they cancel the offer Reviewed on: 13th January 2019
Reply from Virgin Money Hi Lisa, if there's something you'd like us to take a look at for you just email your postal address and best contact number to [email protected]. Thanks, Jane Response date: 14th January 2019
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Virgin Money

Nothing out the ordinary

2
Same as every other card provider.. offers new customers promotion to get you, then doesn't help you once you are a customer Reviewed on: 13th January 2019
Reply from Virgin Money Hi there, let's take a look at this for you. Would you be able to email your details to [email protected] and we'll take it from there? Thanks, Jane Response date: 14th January 2019
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Virgin Money

Not very user friendly

2
Could do with an app. Also need a better breakdown on statements. Real for idiots style would be appreciated. Reviewed on: 13th January 2019
Reply from Virgin Money Thanks for getting in touch Lucy, we don't have an app right now but it is something we're currently working on. We'll let our customers know as soon as there's any news to share! Thanks, Jane Response date: 14th January 2019
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Virgin Money

Good but site is old fashioned

3
No app makes it annoying to sign in Reviewed on: 13th January 2019
Reply from Virgin Money Hi Kevin, good to hear from you! We don't have an app at the moment but are actively working on one. We'll share news and when it will be available as soon as we can! Thanks, Jane Response date: 14th January 2019
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Virgin Money

Excellent credit Card Provider

5
Best credit card I’ve carried in my wallet. Reviewed on: 12th January 2019

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