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Virgin Money: Credit cards reviews

Name: Credit cards
Rating: 3.81 (807 reviews)

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3.81

Based on 807 reviews, last reviewed 18th May 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

63%

11%

20%

Latest highest rating:

5

Lower interest rates and good customer service Lower interest rates and good customer service Reviewed on: 18th May 2026

Latest lowest rating:

1

Ignore formal complaints and SAR I raised a formal complaint and despite replying several times and requesting a SAR they have ignored me. Astonishing isn't it. What is crazy is that ... Read more Reviewed on: 16th April 2026

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About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

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Virgin Money Credit cards reviews (807)

Safe

Nice and secure and the staff perfect Reviewed on: 23rd January 2019

It is amazing Cridet card

It’s perfect coustumer service Your account is save Reviewed on: 23rd January 2019

Exiting interactive website . Plenty of exciting offers.

I have enjoyed using the Virgin Money Service since I started some years ago after a very tantilising offer that I received. The website is in "Plain English" with no mucking about with Shakespeares Language for marketing purposes. With "Virgin Red" also available for Virgin Money users, I really do feel part of an "Experience" rather than usual boring and dull statements and bills. Keep it up Virgin !! Reviewed on: 22nd January 2019

Simple and straightforward

Everything online, great rates and very simple Reviewed on: 22nd January 2019

Good Credit Cards

Best 0% Periods for Balance Transfers and Purchases. Travel Credit Card is good to use abroad to avoid charges. Telephone banking service is outstanding. Reviewed on: 22nd January 2019

Quick and safe

Very quick to get a answer, security spot on, transfer of balance excellent. Reviewed on: 21st January 2019

Fantastic 0% offer

By getting this card I was able to buy my car without a huge loan and interest and I set up a monthly DD to pay it off before the 0% ended . Win Win Reviewed on: 21st January 2019

Excellent card

They helped me when I needed to stop paying interest charges by giving me a 0% balance transfer when other banks refused ,they have got me back on my feet Reviewed on: 21st January 2019

Very secure

I love the secure feeling i get when using the site its definitely one of the best I've u sed. Shame there's no app yet to make things a bit quicker. Reviewed on: 20th January 2019

Reply from Virgin Money Good to hear from you Chris, we don't have an app at the minute but are actively working on one. We'll share any news with our customers as soon as we can! Thanks, Jane Response date: 21st January 2019

Excellent Product

Always offer good rates, swift transfers and fabulous customer service, would highly recommend as a provider. Reviewed on: 20th January 2019

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