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Virgin Money: Credit cards reviews

3.81
Based on 799 reviews, last reviewed 21st Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
63%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
3%
See only 1 star reviews
20%

Latest highest rating:

5

Would 100% recommend Great experience and easy to use the app, when I’ve had to contact them it’s always been easy Reviewed on: 13th June 2025
Kirsten O's avatar
Kirsten O

Latest lowest rating:

1

This bank has one of the worst service out there. This bank has one of the worst service out there. We have banked with them for over 65 years. The credit card cancels transactions without notificatio... Read more Reviewed on: 21st August 2025
Mark James's avatar
Mark James

About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

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Virgin Money Credit cards reviews (799)

Virgin money have always been exceptional with a wide range of products

5
I’ve always been exceptionally happy with virgin money and I have a number of financial products with them! Reviewed on: 23rd January 2019

I like Virgin Credit Cards

5
You can always find out exactly what you need by asking simple questions. This is helpful Reviewed on: 23rd January 2019

Safe

5
Nice and secure and the staff perfect Reviewed on: 23rd January 2019

It is amazing Cridet card

5
It’s perfect coustumer service Your account is save Reviewed on: 23rd January 2019

Exiting interactive website . Plenty of exciting offers.

5
I have enjoyed using the Virgin Money Service since I started some years ago after a very tantilising offer that I received. The website is in "Plain English" with no mucking about with Shakespeares Language for marketing purposes. With "Virgin Red" also available for Virgin Money users, I really do feel part of an "Experience" rather than usual boring and dull statements and bills. Keep it up Virgin !! Reviewed on: 22nd January 2019

Simple and straightforward

5
Everything online, great rates and very simple Reviewed on: 22nd January 2019

Good Credit Cards

5
Best 0% Periods for Balance Transfers and Purchases. Travel Credit Card is good to use abroad to avoid charges. Telephone banking service is outstanding. Reviewed on: 22nd January 2019

Quick and safe

5
Very quick to get a answer, security spot on, transfer of balance excellent. Reviewed on: 21st January 2019

Fantastic 0% offer

5
By getting this card I was able to buy my car without a huge loan and interest and I set up a monthly DD to pay it off before the 0% ended . Win Win Reviewed on: 21st January 2019

Excellent card

5
They helped me when I needed to stop paying interest charges by giving me a 0% balance transfer when other banks refused ,they have got me back on my feet Reviewed on: 21st January 2019

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