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Virgin Money: Credit cards reviews

3.81
Based on 807 reviews, last reviewed 18th May 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
63%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
3%
See only 1 star reviews
20%

Latest highest rating:

5

Lower interest rates and good customer service Lower interest rates and good customer service Reviewed on: 18th May 2026
Mohammed A's avatar
Mohammed A

Latest lowest rating:

1

Ignore formal complaints and SAR I raised a formal complaint and despite replying several times and requesting a SAR they have ignored me. Astonishing isn't it. What is crazy is that ... Read more Reviewed on: 16th April 2026
Ian Bullock's avatar
Ian Bullock

About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

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Virgin Money Credit cards reviews (807)

Not so easy on mobile

2
Not easy to log in and view balance on a mobile Reviewed on: 23rd January 2019
Reply from Virgin Money Hi there, thanks for your feedback - I'll be sure to pass that on to the team for you. Just get back in touch if there's anything else we can help with! Thanks, Jane Response date: 26th January 2019
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Virgin Money

Great bank

5
Always there to help when funds are low. No fuss , no bother. Reviewed on: 23rd January 2019

Great interest free period!

5
29 months interest free on purchases and a no interest balance transfer offer. Easy to log in and manage online. Reviewed on: 23rd January 2019

Excellent service

5
Quick and easy to apply online. Reviewed on: 23rd January 2019

Fantastic service

5
Fast and easy application and very efficient. Love the modern designs of the cards. Reviewed on: 23rd January 2019

Fantastic service

5
Such a, stress free application process, fast and, efficient and the online app is the best for managing the card that I have used. Love the modern card designs too! Reviewed on: 23rd January 2019

Always there when you need them.

5
I have been a Virgin customer for a number of years now and I have had a very good experience with them, they have never let me down and I feel assured in the knowledge that their customer services are always willing to help. Reviewed on: 23rd January 2019

Exceptional company

5
I have a number of products with virgin money and am extremely happy with their service. Reviewed on: 23rd January 2019

Virgin money have always been exceptional with a wide range of products

5
I’ve always been exceptionally happy with virgin money and I have a number of financial products with them! Reviewed on: 23rd January 2019

I like Virgin Credit Cards

5
You can always find out exactly what you need by asking simple questions. This is helpful Reviewed on: 23rd January 2019

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