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Virgin Money: Credit cards reviews

Name: Credit cards
Rating: 3.96 (802 reviews)

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3.83

Based on 802 reviews, last reviewed 12th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

63%

11%

20%

Latest highest rating:

5

Easy to use app. Easy to use app. But shame about delays on updates. Reviewed on: 22nd January 2026

Latest lowest rating:

1

Very disappointing experience with Virgin Money. Very disappointing experience with Virgin Money. I applied for this credit card specifically because of the advertised 30 months 0% balance transfer o... Read more Reviewed on: 12th February 2026

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About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

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Virgin Money Credit cards reviews (802)

painless procedure

From the application to getting my card I was amazed how quick and painless it was. It took 5 mins to fill in my online application, some applications I have done were very long and wanted your life story not virgin money, they accepted me straightaway and told me everything I needed to know ie credit limit, what happens next etc, my pin arrived within a few days and then the card everything was so smooth. I am now registered on line and can view quickly my credit card account and more importantly keep track of everything. Reviewed on: 24th January 2019

Easy, efficient, great 0% offers

Have used several credit card providers this is one of the best. Their website is easy to use and they have great 0% offers on balance transfers and money transfer and this is quick and easy to use. Reviewed on: 24th January 2019

Fantastic offer on 0% purchases

Simple application told straightaway if you have been accepted - great design for your card. Quick & simple registration. Reviewed on: 24th January 2019

Good but always room for improvement.

A responsible creditor, willing to help those with a mediocre credit history. Thanks Virgin money. Reviewed on: 24th January 2019

Ease of use

I have found all aspects of use on this card very easy. Would certainly recommend Reviewed on: 23rd January 2019

Not so easy on mobile

Not easy to log in and view balance on a mobile Reviewed on: 23rd January 2019

Reply from Virgin Money Hi there, thanks for your feedback - I'll be sure to pass that on to the team for you. Just get back in touch if there's anything else we can help with! Thanks, Jane Response date: 26th January 2019

Great bank

Always there to help when funds are low. No fuss , no bother. Reviewed on: 23rd January 2019

Great interest free period!

29 months interest free on purchases and a no interest balance transfer offer. Easy to log in and manage online. Reviewed on: 23rd January 2019

Excellent service

Quick and easy to apply online. Reviewed on: 23rd January 2019

Fantastic service

Fast and easy application and very efficient. Love the modern designs of the cards. Reviewed on: 23rd January 2019

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