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Virgin Money: Credit cards reviews

View other Virgin Money products
3.81
Based on 799 reviews, last reviewed 21st Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
63%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
3%
See only 1 star reviews
20%

Latest highest rating:

5

Would 100% recommend Great experience and easy to use the app, when I’ve had to contact them it’s always been easy Reviewed on: 13th June 2025
Kirsten O's avatar
Kirsten O

Latest lowest rating:

1

This bank has one of the worst service out there. This bank has one of the worst service out there. We have banked with them for over 65 years. The credit card cancels transactions without notificatio... Read more Reviewed on: 21st August 2025
Mark James's avatar
Mark James
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About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

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Virgin Money Credit cards reviews (799)

Good but always room for improvement.

5
A responsible creditor, willing to help those with a mediocre credit history. Thanks Virgin money. Reviewed on: 24th January 2019
BKM's avatar
BKM

Ease of use

5
I have found all aspects of use on this card very easy. Would certainly recommend Reviewed on: 23rd January 2019
Lizptcruiserlady's avatar
Lizptcruiserlady

Not so easy on mobile

2
Not easy to log in and view balance on a mobile Reviewed on: 23rd January 2019
NN's avatar
NN
Reply from Virgin Money Hi there, thanks for your feedback - I'll be sure to pass that on to the team for you. Just get back in touch if there's anything else we can help with! Thanks, Jane Response date: 26th January 2019
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Virgin Money

Great bank

5
Always there to help when funds are low. No fuss , no bother. Reviewed on: 23rd January 2019
Anne Doeg's avatar
Anne Doeg

Great interest free period!

5
29 months interest free on purchases and a no interest balance transfer offer. Easy to log in and manage online. Reviewed on: 23rd January 2019
Lauren's avatar
Lauren

Excellent service

5
Quick and easy to apply online. Reviewed on: 23rd January 2019
Spud 's avatar
Spud

Fantastic service

5
Fast and easy application and very efficient. Love the modern designs of the cards. Reviewed on: 23rd January 2019
Rich Willis's avatar
Rich Willis

Fantastic service

5
Such a, stress free application process, fast and, efficient and the online app is the best for managing the card that I have used. Love the modern card designs too! Reviewed on: 23rd January 2019
Rich Willis's avatar
Rich Willis

Always there when you need them.

5
I have been a Virgin customer for a number of years now and I have had a very good experience with them, they have never let me down and I feel assured in the knowledge that their customer services are always willing to help. Reviewed on: 23rd January 2019
sheila's avatar
sheila

Exceptional company

5
I have a number of products with virgin money and am extremely happy with their service. Reviewed on: 23rd January 2019
Pete G's avatar
Pete G

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