Smart Money People Logo

Wise: Wise Account reviews

4.72
Based on 122 reviews, last reviewed 11th Apr 2025
600% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
8%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
5%

Latest highest rating:

5

Love the product. Love the product. Easy, efficient and great to use! Reviewed on: 11th April 2025
Kristiina K's avatar
Kristiina K

Latest lowest rating:

1

Had a credit card with them, incredibly high interes... Had a credit card with them, incredibly high interest charge, customer service was also poor Reviewed on: 29th March 2025
NJN's avatar
NJN

About this product

With a Wise Account, you can spend around the world, have a balance in any of 40+ currencies and send payments to over 80 countries.

The Wise Account isn’t a bank account, it’s a Money Service. You can get a linked Wise card, but you can’t get credit facilities like an overdraft. Wise has security measures built in to keep your money safe.

Wise Account reviews help you find out what it’s really like to be a customer. If you’ve used Wise before, you can also leave a review and share your experience.

Wise Wise Account reviews (123)

Review of the Wise, Wise Account:

A hassle-free alternative for multi-currency current and business accounts

5
An efficient, well-designed app and desktop application that will help you avoid the complacency and blatant ineptitude from the high street banks. - Quick and easy account opening procedures for both current in business accounts. - Supports all major currencies such as USD, EUR, AUD, GBP and then some... - You can have up to four FREE personalized accounts for USD, EUR, AUD and GBP with U.S. routing numbers, IBAN and sort code... - Quick money transfers - Great Live Exchange Rates and Fees - De facto 24h client support - A multi-currency MasterCard, also for business users Reviewed on: 20th November 2018

So far, so good!

5
So far, so good! :) I like that you can earn interest as well. Reviewed on: 10th April 2024

I use Wise all the time, it's excellent.

5
I use Wise all the time, it's excellent. Reviewed on: 8th April 2024

The best there is for what they do.

5
The best there is for what they do. Reviewed on: 6th April 2024

Good way to send and receive money

4
Good way to send and receive money - cheap and easy to use Reviewed on: 2nd April 2024

I have been using wise for 6months very pleased with...

5
I have been using wise for 6months very pleased with the app. Good interest rate and easy to use. Reviewed on: 20th March 2024

I use Wise because I earn a fair amount of money in...

5
I use Wise because I earn a fair amount of money in USD each month and Wise makes it so that I can keep as much of this as possible without losing it to high exchange rates and fees! Reviewed on: 18th March 2024

Easy site to navigate with reasonable fees

5
Easy site to navigate with reasonable fees Reviewed on: 14th March 2024

The best place to do FX.

5
The best place to do FX. I've been using Wise for almost 10 years and have saved so much in fees and spread. Reviewed on: 12th March 2024

Great platform for people who deal with multiple cur...

5
Great platform for people who deal with multiple currencies. Excellent solution for global freelancers. Reviewed on: 29th February 2024

A Game-Changer in International Banking

4
Wise Bank stands out from the crowd with its transparent charges for foreign currency exchange, making it a top choice for individuals and businesses alike who deal with international transactions. Their innovative approach to currency conversion offers peace of mind by providing real-time exchange rates and low, transparent fees. Moreover, their high interest rates on USD and GBP accounts are a testament to their commitment to providing customers with competitive rates. Overall, Wise Bank offers an exceptional international banking experience that is hard to find elsewhere. Reviewed on: 15th February 2024
Are you a business? Get insights, reply to reviews, invite customers and understand their needs