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Wise: Wise Account reviews

Name: Wise Account
Rating: 4.72 (115 reviews)

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4.77

Based on 115 reviews, last reviewed 16th Sep 2024

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

86%

2 star

Latest highest rating:

5

NAME AND OF THE IN SETTNG AGIAN BEEN A AS PROCESS_DIOR. UP&DOWN MONEY OVERFACE HERE&THERE.GOODTHANKGOOD. Reviewed on: 16th September 2024

Latest lowest rating:

1

Same as Revolut Unfortunately, it appears that Wise Bank has a history of treating their customers unfairly. There have been multiple reports of account closures with... Read more Reviewed on: 9th March 2023

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About this product

With a Wise Account, you can spend around the world, have a balance in any of 40+ currencies and send payments to over 80 countries.

The Wise Account isn’t a bank account, it’s a Money Service. You can get a linked Wise card, but you can’t get credit facilities like an overdraft. Wise has security measures built in to keep your money safe.

Wise Account reviews help you find out what it’s really like to be a customer. If you’ve used Wise before, you can also leave a review and share your experience.

Wise Wise Account reviews (115)

Review of the Wise, Wise Account:

Need improvements

Rarely using it as it's not fully crypto friendly. Not enough categories. If you have a direct debit set up, you won't see any statistics about it. UI clean and smooth, but technical part and services needs improvement. They also OVER-advertising stock investment, but ignoring a real investments in crypto, sad really. They want to be everywhere, but only good at international transfers. Reviewed on: 26th January 2023

Versatile ForEx platform with card services

Began using Wise when it was Transferwise to move AUD,GBP and EUR. Needed 4 currencies for a long vacation and found Wise offered a great service. By loading the card from savings into the 4 currencies at a favourable rate I was able to manage with the plastic card and Google Pay. The App is intuitive and provides information on purchases and balances. Loading funds and transferring between accounts (50 or so different currencies) and other wise users was simple. Exchange rates were very competitive. Holding currencies was fee free and there are investment services available also. The virtual card, which creates a one off card number for web transactions, worked a treat for purchases in Central America. Highly recommend for travel and day to day forex transactions. Reviewed on: 21st March 2023

Cheap exchange rates

Great service as the app is feature rich and easy to use. Probably the best way to move money across borders as its the cheapest in the business and also instant. Reviewed on: 19th March 2023

Great

Great for sending money abroad, easy to use and very secure Reviewed on: 16th March 2023

High efficiency and convenience

It's perfect and fantastic experience banking with Wise. Reviewed on: 13th March 2023

Same as Revolut

Unfortunately, it appears that Wise Bank has a history of treating their customers unfairly. There have been multiple reports of account closures without any clear reason or explanation given to the customer. This is unacceptable behavior, and it can cause significant inconvenience and frustration for those affected. What makes matters worse is that Wise Bank does not seem to have a clear process for addressing customer concerns. When customers try to contact the bank for an explanation or resolution, they are often met with silence or vague responses that do not address their concerns. Overall, it is deeply concerning that a bank would treat their customers in such an unfair and disrespectful manner. Any financial institution should prioritize the needs and interests of their customers above all else, and it is clear that Wise Bank is not living up to this standard. If you are considering banking with Wise Bank, I would strongly advise caution and recommend exploring other options instead. Reviewed on: 9th March 2023

The best exchange

You can trust this company to give you a fair rate Reviewed on: 1st March 2023

Money transfers made easy

I use Wise for my proofreading business. I work for many clients around the world. Wise means that they can pay me in a variety of currencies (Euros, Dollars, Romanian Lei) or send money in UK Pounds while avoiding massive bank charges at their end. The fees are completely transparent (which means I always know what to charge to cover any fees) and also very low compared to the competition. The fact I can hold foreign currency means I can also time my transfers back to my UK account, to take advantage of fluctuating exchange rates: something that's probably earned me a couple of hundred quid since opening the account and at least reap some advantage from the plummeting pound due to Brexit, N. Ireland, Liz Truss and Kamikwasi Kwarteng, etc. etc. Reviewed on: 20th February 2023