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Zable: Credit card reviews

4.94
Based on 49,749 reviews, last reviewed 28th Jan 2026
33% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

A Credit Card that helps improve your Credit Score. I opened a credit card account as I wanted to improve my credit score and have better security when buying items on line. I was accepted straight away... Read more Reviewed on: 28th January 2026
Jayne L's avatar
Jayne L

Latest lowest rating:

1

Absolute scam of a company. Absolute scam of a company. Took 8 full weeks to look into a simple complaint? No offers for a credit increase even though all payments were made and... Read more Reviewed on: 14th January 2026
dave's avatar
dave

About this product

You can check your eligibility for a Zable credit card online or in the app.

The Zable credit card could help you build your credit score if you make your payments on time and stay within your credit limit. You can repay any balances straight from your app by connecting your bank or debit card.

Zable credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zable before, you can also leave a review and share your experience.

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Zable Credit card reviews (49749)

A Credit Card that helps improve your Credit Score.

5
I opened a credit card account as I wanted to improve my credit score and have better security when buying items on line. I was accepted straight away with a decent credit limit. I pay it fully every month and slowly my credit score is improving. The app is excellent to navigate with all the information you need to manage your account in one place. I really have not had to liaise with customer service but when I have, my queries have been resolved fully and with ease. A decent credit card that does what it says on the tin. Reviewed on: 28th January 2026

Great starter card

5
Great starter card for those new to credit cards. Easy to manage. Seamless app. Rent reporting done for you. They are also forgiving with accidental missed payments and give chances to make a smaller repayment if needed. Reviewed on: 24th January 2026

Got into a bit of a money problem end of last year a...

5
Got into a bit of a money problem end of last year and they were really helpful made a payment plan for 11 months and kept account on hold till I got it cleared up and offered other support to they were just brilliant from beginning to end they made the arrangement best for me not them Reviewed on: 22nd January 2026

Absolute scam of a company.

1
Absolute scam of a company. Took 8 full weeks to look into a simple complaint? No offers for a credit increase even though all payments were made and on time. Customer service lie to you constantly about increases too. Nightingale from the complaints team needs some serious training on how to respond to complaints in a timely manner. What an absolute joke, see you with the Ombudsman. Reviewed on: 14th January 2026

freedom from finance

5
fast decision hassel free and a very good easy to use app great credit builder Reviewed on: 11th January 2026

Avoid using Zable at all costs.

1
Avoid using Zable at all costs.If anything goes wrong and you need their support, they suddenly act confused and behave as though helping you is some kind of favour. I was a victim of fraud, and even after the company where the fraud occurred confirmed it, Zable made the entire process unbelievably difficult. Instead of assisting, they kept demanding unnecessary “proof” and dragging things out. They’re quick to bombard you with loan offers and marketing messages, but the moment you genuinely need help, they become unresponsive and unhelpful. Despite the fraud being confirmed, I still haven’t had my money returned. I’ve dealt with many customer service teams before, and this has been by far the worst experience. Please avoid them it’s not worth the stress. Reviewed on: 6th January 2026

I love the services and the fact that I was given £3...

5
I love the services and the fact that I was given £30 for referring Zable Reviewed on: 2nd January 2026

My experience with Zabke has been really positive.

5
My experience with Zabke has been really positive. Really easy to us and very straightforward Reviewed on: 4th December 2025

Zable have been brilliant and could not fault them i...

5
Zable have been brilliant and could not fault them in anyway shape or form Reviewed on: 2nd November 2025

Best experience help me to build my credit score.

5
Best experience help me to build my credit score. Reviewed on: 1st November 2025

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