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Zempler Bank : Current accounts reviews

4.85
Based on 7,823 reviews, last reviewed 17th Mar 2026
58300% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
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1%
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Latest highest rating:

5

Ive been with zempler for years and never had a prob... Ive been with zempler for years and never had a problem tbh Reviewed on: 17th March 2026
Remiremi's avatar
Remiremi

Latest lowest rating:

1

I was not very happy when I recieved an email to say... I was not very happy when I recieved an email to say my account was restricted just after 2 days of using it. No explanation of why. Reviewed on: 12th February 2026
LJ's avatar
LJ

About this product

Zempler Bank offer two personal current accounts – the Freedom account and the Activeplus account.

The Freedom account has no monthly fees and the Activeplus account is £5.95 per month. There may be fees for sending money and withdrawing or paying in cash. Both accounts come with the option to add on an overdraft.

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Zempler Bank Current accounts reviews (7823)

Zemplar is in a league of their own

5
I’ve used several banks over the years, but Zemplar Bank is in a league of its own. The onboarding process was incredibly smooth. I had my account set up in minutes without any of the usual bureaucratic headaches. Their mobile app is intuitive, lightning-fast, and makes managing my finances actually feel effortless. It’s refreshing to bank with an institution that truly understands modern user experience. Reviewed on: 22nd January 2026

I’ve had a generally steady experience with this bank.

5
I’ve had a generally steady experience with this bank. Most services function as expected, and day‑to‑day banking is straightforward. The online and mobile platforms are usable. Reviewed on: 22nd January 2026

I’ve been with Zempler for years - Excellent

5
I’ve been with Zempler for years now & they’ve always been brilliant. Reviewed on: 22nd January 2026

Excellent service, easy to use app

5
Excellent service, easy to use app Reviewed on: 22nd January 2026

More Best services better then high banks

5
More Best services better then high banks Reviewed on: 22nd January 2026

Great service no hiccups with bank

5
Great service no hiccups with bank Reviewed on: 22nd January 2026

Really good bank great customer service fast respons...

5
Really good bank great customer service fast response time nothing they can’t handle Reviewed on: 22nd January 2026

Great bank, would definitely recommend.

5
Great bank, would definitely recommend. Reviewed on: 22nd January 2026

Fantastic Zempler banking!

5
Zempler Bank has been a genuinely refreshing experience and easily one of the best digital banking options I’ve used. The app is intuitive, fast, and well designed, making everyday banking feel effortless. Account setup was quick, verification was smooth, and I was able to start using my account almost immediately. What really stands out is how business-friendly Zempler is. Features like instant notifications, easy transfers, clear transaction tracking, and helpful budgeting tools make managing finances simple and stress-free. Customer support has also been reliable and responsive whenever I’ve needed assistance, which is something many banks struggle with. The only downside worth mentioning is the cash load fee. While the service itself is excellent, the fee for loading cash can feel a bit high, especially for those who regularly deal with cash. However, reducing or offering a limited number of free cash loads would significantly improve the overall value. Reviewed on: 22nd January 2026

great service kept uptodate on all account usage

5
great service kept uptodate on all account usage Reviewed on: 22nd January 2026

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