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Zempler Bank (formerly Cashplus): Business account reviews

Name: Business account
Rating: 4.82 (8354 reviews)

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4.82

Based on 8,354 reviews, last reviewed 31st Jul 2025

100% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

I had a great experience with Zempler Bank. I had a great experience with Zempler Bank. The staff was always helpful and professional, and the services were efficient and reliable. I appreciate ... Read more Reviewed on: 7th June 2025

Latest lowest rating:

1

Do not use!! Reviewing on here was my last resort but I think it is important other business owners are made aware that this bank is not suitable as a business acc... Read more Reviewed on: 31st July 2025

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About this product

Zempler Bank offers business accounts with no monthly fees, FSCS protection, and tools for managing finances. Features include UK-based telephone support, 24/7 fraud monitoring, in-app and online banking. Zempler Bank say they are dedicated to supporting small businesses with reliable banking solutions.

This review account was formerly for Cashplus, who rebranded to Zempler Bank on 9 July 24.

If you have used Zempler Bank , please leave a review on Smart Money People so other businesses can hear about your experience.

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Zempler Bank (formerly Cashplus) Business account reviews (8354)

NO NONSENSE BANK ACCOUNT

Very easy and friendly service. Reviewed on: 15th March 2021

Fabulous

The easiest bank I have ever felt with Reviewed on: 15th March 2021

Very good bank

The bank is customer friendly and efficient Reviewed on: 15th March 2021

Glad they are now a bank

Always had good service but now as a fully fledged bank they can offer even more. Reviewed on: 15th March 2021

Very quick and easy setup

The main issue is you have to buy the cards and that they do not allow international bank transfers. They answer the phone quickly are are very helpful. Reviewed on: 15th March 2021

Good start

Now, because Cashplus is a full licence bank, they have a good start and I am happy with them. Annual fee doesn’t exist anymore. You have to try it! Reviewed on: 23rd February 2021

The best banking experience

Cashplus is the best bank account I have ever had - the set up was so fast, it does everything I need and in the rare case I have a problem the customer service is quick and friendly. Can't beat it! Reviewed on: 22nd February 2021

Super easy to set up and use along with great customer service every time

We have had a business account with Cashplus for three years now and it has been a seamless experience all the way along. The team in their customer service centre have always been more than helpful very professional and courteous. I have recommended the accounts on numerous occasions to friends and colleagues. Reviewed on: 27th January 2021

AVOID AT ALL COSTS. FUNDS HELD FOR 6 WEEKS. CUSTOMER SERVICE UNPROFESSIONAL AND CLUELESS. COMPLAINTS FOBBED OFF

We lost access to our account as a result if a supposed technical difficulty 6 weeks ago. We were told the "technical department" was looking into it. 2 weeks in, with no update and after repeatedly calling to investigate, we were then told that the notes suggested this "department" had only looked into it once. The following week, we called again and then were informed that our account was to be closed within 60 days as a result of a business decision. We received no correspondance in writing of this nor wouod we have found out if we dudnt make the repeated effort to contact them. During that call, we were told if we provided details for another business account, our funds would be transfered so we set one up and did exactly that on Monday. When we did so, we were told that within 2 days, another "department" would receive the details and pass it onto a "manager" who would then authorize the payment. 3 days pass we call again and find out this did not happen. Today we called again and it still hasn't happen but we're now told it could take up to 30 days. During this time, we have had no access to our business' funds, have lost relationships with clients and have spent time and money on calling to find out what is going on. We complained and demanded compensation for the cost and loss of business this has called, they responded essenrially saying no to it all and still havent resolved the matter of oue funds. AVOID THIS BANK AT ALL COSTS. We are told different thingd everytime we investigate, they make no effort to inform us of anything and fob off complaints. Quite simply, we will be complaining to the FCA and Ombudsman regarding their behaviour, with details of all the conversations we have had with them and with whom we have spoken. Furthermore, we will now be making a court claim for our funds and the costs we have incurred next week. Our advice: STAY AWAY AT ALL COSTS If anybody else has had a similar experience, please get in touch as we'd like to take as much action as we can not just to get out situation resolved, but to make sure this "bank" is held accountable. Reviewed on: 24th October 2020

Cashplus is a SCAM

Cashplus stole more than 6000£ from my business due to “Technical failures”! They need to be investigated NOW! Please do sign the petition at change.org Reviewed on: 7th September 2020

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