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Zempler Bank : Credit card reviews

4.88
Based on 4,985 reviews, last reviewed 23rd Jan 2026
55700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent highly recommended brilliant all round pro... Excellent highly recommended brilliant all round provider Reviewed on: 23rd January 2026
Leon Davies's avatar
Leon Davies

Latest lowest rating:

1

Raised a charge back in July 2025 over phone not don... Raised a charge back in July 2025 over phone not done properly by agent repeated twice before submitting and still waiting January 22 2026 unresolved.... Read more Reviewed on: 23rd January 2026
James 's avatar
James

About this product

A Zempler credit card is available if you have a personal income of over £15,000 or more.

There’s no annual or monthly fee, flexible repayment options and a credit limit review within the first six months.

Zempler credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zempler Bank before, you can also leave a review and share your experience.

Zempler Bank Credit card reviews (4985)

Review of the Zempler Bank, Credit card:

Great value and was quite impressed with the timing.

5
Great value and was quite impressed with the timing. Reviewed on: 8th April 2025

Great service

5
I found the whole process of starting a new account easy and quick Reviewed on: 23rd January 2026

Very happy and satisfied indeed with Big Zempler I’...

5
Very happy and satisfied indeed with Big Zempler I’m happy too with my loan as will and I hope to increase my credit limit too. Vey good very much be a member with Zempler. And advising others to joining Zempler Reviewed on: 23rd January 2026

New to this company.

5
New to this company. So far I've found it easy to use, everything is straightforward. You can keep a track of your spending, balances and repayments. By downloading the zempler app it not only keeps you on track but also helps you to be in control of your spending. Reviewed on: 23rd January 2026

Raised a charge back in July 2025 over phone not don...

1
Raised a charge back in July 2025 over phone not done properly by agent repeated twice before submitting and still waiting January 22 2026 unresolved. Customer service very rude continually speaking over me and left on hold 4 times in 1 call up to 7 mins at a time. Badly run poor customer service and high interest rate on item in dispute. Won’t be here long with all this poor service. Last year way compensated for the same type of issues and just no leadership. No integrity No respect No experience. Mastercard says minimum 45 days cash plus has taken 7 calendar months it’s a bogus bank Reviewed on: 23rd January 2026

I've been with zempler for very long time and have n...

5
I've been with zempler for very long time and have never have an issue Reviewed on: 23rd January 2026

Helpful and the rate is excellent

5
Helpful and the rate is excellent Reviewed on: 23rd January 2026

Prompt customer service

4
Had issue using card for first time but customer services were very helpful and promptly fixed problem Reviewed on: 23rd January 2026

Great bank!!!

5
Great bank all round and would highly recommend Reviewed on: 23rd January 2026

Easy set up simple steps monies ready as soon as you...

5
Easy set up simple steps monies ready as soon as you join Reviewed on: 23rd January 2026

Fabulous all round company

5
Nothing bad about my experience with zemplar only positive interactions this far Reviewed on: 23rd January 2026

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