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Zopa: Cash ISA reviews

4.94
Based on 1,263 reviews, last reviewed 15th Jan 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Excellent rates with an easy to use app. Excellent rates with an easy to use app. I find that it has been easy to deposit and withdraw money. I would like other banks to operate with the same... Read more Reviewed on: 15th January 2026
Tezza B's avatar
Tezza B

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1263)

Review of the Zopa, Cash ISA:

Easy to use App

5
Give good timely information (not over loaded). App easy to use Reviewed on: 28th April 2025

Perfectly simple isa

5
Very easy to setup and manage. Shows the interest for each month and can easily see how much you can still deposit . Reviewed on: 23rd April 2025

They responded quickly to any questions I had at eve...

5
They responded quickly to any questions I had at every stage. Reviewed on: 23rd April 2025

Easy to use app

5
Easy to use app. Good rates of interest. Competitive. App usually working well Reviewed on: 23rd April 2025

Easy to use app

5
Easy to use app. Good rates of interest. Competitive Reviewed on: 23rd April 2025

Easy to use app.

5
Easy to use app. Good rates of interest Reviewed on: 23rd April 2025

Simple and reliable

5
Simple to use, reliable and instantaneous transfers Reviewed on: 23rd April 2025

Love it!

5
App is easy to use, no issues yet with access to saving, withdrawing. Reviewed on: 23rd April 2025

Smooth East transaction

5
Everything's very smooth and easy Reviewed on: 23rd April 2025

Excellent

5
I have only experienced good service. Reviewed on: 23rd April 2025

It’s a very simple and convenient platform.

5
It’s a very simple and convenient platform. Reviewed on: 23rd April 2025