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Zopa: Cash ISA reviews

4.95
Based on 1,535 reviews, last reviewed 12th Mar 2026
26000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Have a cash isa with zopa excellent rate easy app an... Have a cash isa with zopa excellent rate easy app and great communication Reviewed on: 12th March 2026
Colin f's avatar
Colin f

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1535)

Review of the Zopa, Cash ISA:

Simple system does everything efficiently leaving yo...

5
Simple system does everything efficiently leaving you in complete control Reviewed on: 17th January 2025

Great app, works quickly when moving money around fr...

5
Great app, works quickly when moving money around from and to external banks Reviewed on: 17th January 2025

Best ISA ever

5
This is a great product, companu offers really clear, easy to understand terms. The interest rates are very good and the product is the most flexible ISA I've seen. Reviewed on: 17th January 2025

Good rates, easy to use,

5
The account offers good interest rates. It is easy to sue the account and the system generally is helpful and intuitive to use. I think other banks could learn from Zopa. Reviewed on: 17th January 2025

Excellent interest rates and a superb easy to use Ap...

5
Excellent interest rates and a superb easy to use App for all types of transactions. I have had numerous providers but this website is the best Reviewed on: 17th January 2025

Lovely and easy use of App on mobile devices.

5
Lovely and easy use of App on mobile devices. Reviewed on: 17th January 2025

Everything about Zopa is easy to manage.

5
Everything about Zopa is easy to manage. You can transfer money, pay in and instantly see what you have done. Reviewed on: 17th January 2025

Simple app, easy to navigate, easy to set up, super!

5
Simple app, easy to navigate, easy to set up. Great customer service. Best bank I have used. Thanks! Reviewed on: 17th January 2025

Zopa app

5
Zopa have provided me an excellent service with very useful tools and insights within their app. This has greatly helped me manage my money. Reviewed on: 17th January 2025

Isa So easy and grear service

5
So easy and grear service i ak very happy with zopa Reviewed on: 17th January 2025

Easy application process, and friendly intuitive app.

5
Easy application process, and friendly intuitive app. Reviewed on: 17th January 2025