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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1537 reviews)

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4.95

Based on 1,537 reviews, last reviewed 16th Mar 2026

26200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Great savings bank, especially for cash ISAs I use Zopa as a savings bank, specifically for cash ISAs. Their interest rates are good, their accounts are easy to set up, and their app is easy to u... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1537)

Really easy to use application

Really easy to use application, simple UI that is intuitive and user friendly. Everything explained very clearly! Reviewed on: 6th March 2024

App account

The app is easy to use and all seems to work well Reviewed on: 6th March 2024

One of the best savings accounts I've come across.

One of the best savings accounts I've come across. The service is easy to use and track your money. I've recommend their service to many people as its one that actually increased the interest rate to offer good value and increases the BOE rate increases. Reviewed on: 5th March 2024

Zopa review

Excellent rates on the ISA and savings accounts Reviewed on: 4th March 2024

It's got good interest and easy to use

It's got good interest and easy to use Reviewed on: 4th March 2024

Efficient and easy to use via the app and clear to u...

efficient and easy to use via the app and clear to understand the products available. Reviewed on: 4th March 2024

Great rates and easy to use.

Great rates and easy to use. Flexible approach and options give a great feeling of control over savings approach. Highly recommended and hope that Zopa continue this customer first approach to banking. Reviewed on: 4th March 2024

Super savings

Simple to set up, great savings rates close to the best in the market, and lots of options to support saving. Feels like they are genuinely there for the customer. Reviewed on: 4th March 2024

Ok, but had trouble transferring my isa

Ok, but had trouble transferring my isa Reviewed on: 4th March 2024

Simple clear website

Easy to use website. Would have got five stars if interest rate was a little higher. Reviewed on: 3rd March 2024

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