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Zopa: Cash ISA reviews

4.95
Based on 1,537 reviews, last reviewed 16th Mar 2026
26200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Great savings bank, especially for cash ISAs I use Zopa as a savings bank, specifically for cash ISAs. Their interest rates are good, their accounts are easy to set up, and their app is easy to u... Read more Reviewed on: 16th March 2026
Graham's avatar
Graham

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1537)

Awesome bank.

5
Awesome bank. First class service and communication. Reviewed on: 3rd March 2024

Easy to use access, reliable.

5
Easy to use access, reliable. 24hr Reviewed on: 3rd March 2024

Transfer went like a dream

5
Transfer went like a dream, very helpful and friendly communication Reviewed on: 3rd March 2024

Great value isa with few restrictions for withdrawals

5
Great value isa with few restrictions for withdrawals Reviewed on: 3rd March 2024

Very easy to setup,staff on phone extremely helpful

5
Very easy to setup,staff on phone extremely helpful Reviewed on: 3rd March 2024

Good rates on accessible pots, very flexible

5
Good rates on accessible pots, very flexible Reviewed on: 3rd March 2024

Great service great application it makes the card ea...

5
Great service great application it makes the card easy to use Reviewed on: 3rd March 2024

Very easy app to use and excellent rates on all acco...

5
Very easy app to use and excellent rates on all accounts Reviewed on: 3rd March 2024

Great interest rates, excellent app

5
Great interest rates, excellent app Reviewed on: 3rd March 2024

Zopa are very good company helped me out finacial...

5
Zopa are very good company helped me out finacial being made redundant was not good for me plus greivence get made redundant I recommend zopa to help you when times a tough Reviewed on: 2nd March 2024

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