Smart Money People Logo

Zopa: Cash ISA reviews

4.95
Based on 1,545 reviews, last reviewed 17th Apr 2026
54% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa is good Good service from Zopa is good. Nothing to add Reviewed on: 17th April 2026
tom s's avatar
tom s

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Cash ISA reviews (1545)

One of the best savings accounts I've come across.

5
One of the best savings accounts I've come across. The service is easy to use and track your money. I've recommend their service to many people as its one that actually increased the interest rate to offer good value and increases the BOE rate increases. Reviewed on: 5th March 2024

Zopa review

5
Excellent rates on the ISA and savings accounts Reviewed on: 4th March 2024

It's got good interest and easy to use

5
It's got good interest and easy to use Reviewed on: 4th March 2024

Efficient and easy to use via the app and clear to u...

5
efficient and easy to use via the app and clear to understand the products available. Reviewed on: 4th March 2024

Great rates and easy to use.

5
Great rates and easy to use. Flexible approach and options give a great feeling of control over savings approach. Highly recommended and hope that Zopa continue this customer first approach to banking. Reviewed on: 4th March 2024

Super savings

5
Simple to set up, great savings rates close to the best in the market, and lots of options to support saving. Feels like they are genuinely there for the customer. Reviewed on: 4th March 2024

Ok, but had trouble transferring my isa

5
Ok, but had trouble transferring my isa Reviewed on: 4th March 2024

Simple clear website

5
Easy to use website. Would have got five stars if interest rate was a little higher. Reviewed on: 3rd March 2024

Awesome bank.

5
Awesome bank. First class service and communication. Reviewed on: 3rd March 2024

Easy to use access, reliable.

5
Easy to use access, reliable. 24hr Reviewed on: 3rd March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.95 from 69082 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44340 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products