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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.94 (1520 reviews)

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4.94

Based on 1,520 reviews, last reviewed 7th Mar 2026

24500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Happy customer Having been with Zopa for a few years I find them extremely easy to operate online and I am a senior citizen. The interest rates are very competitive... Read more Reviewed on: 7th March 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1520)

Review of the Zopa, Cash ISA:

Simple system does everything efficiently leaving yo...

Simple system does everything efficiently leaving you in complete control Reviewed on: 17th January 2025

Quick payments into and out of accounts , excellent...

Quick payments into and out of accounts , excellent push notifications to mobile Reviewed on: 22nd April 2025

Opened online - easy

Opened online. Easy to follow guidelines. Currently receiving a bonus rate. Reviewed on: 22nd April 2025

Clear, simple and safe

Saving is made very straightforward both in terms of creating the account, saving into it or withdrawing money. Zopa also keep me appraised of any money I make on my account and also of all rate changes. Reviewed on: 22nd April 2025

Best bank ever

More than expo any bank I have had in my life Reviewed on: 22nd April 2025

Fantastic bank

I opened an account on recommendation from a friend who told me how good the interest rates where and how easy the app was to use. I have been very impressed with everything so far and to top it all off Zopa now offer a current account. Reviewed on: 22nd April 2025

Very straightforward

Very straightforward money transfers are quick and fuss free, interest is paid on the same date every month without fail .( please take note Lloyds Bank) Reviewed on: 22nd April 2025

Great all round

App very stable, rates competitive and I receive interest payments monthly. I also like the ability to easily create pots so that I can save for (e.g.) a car, a holiday, home improvements using separate pots. Reviewed on: 22nd April 2025

Very easy and everything is made clear.

Very easy and everything is made clear. Easy to sign up, terms and conditions and interest rates are all clear. Very easy to transfer money into and out of the account. Interest rates offered are OK, much better than normal banks and not different enough from other providers to make me start looking elsewhere. Reviewed on: 22nd April 2025

Great company, speedy decisions.

Great company, speedy decisions. easy to use app Reviewed on: 22nd April 2025

Very quick to reduce interest rates, when BOE change...

Very quick to reduce interest rates, when BOE changes, overall good though. Reviewed on: 22nd April 2025

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