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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I just can not folt yous at the moment so it's all g...

I just can not folt yous at the moment so it's all good Reviewed on: 8th March 2026

Awesome, reliable and supportive.

Awesome, reliable and supportive. I needed to cushion my finances and Zopa is so ideal. Their APR is quite affordable. Apart from that they offered me a loan that I can pay without stress. It is the perfect bank if you want to increase your credit score, savings and for day to day use. You can use it into store and on line. You don't have to worry about scammers. They always make sure that your personal data is protected and it's safe. Reviewed on: 8th March 2026

Excellent experience.

Excellent experience. Everything easy to understand. Great customer service. Very competitive rates. Reviewed on: 8th March 2026

Always easy and convenient.

Always easy and convenient. Payment options great Reviewed on: 8th March 2026

Love the App

Love the App it’s really easy to use and manage your payments. Brilliant that your card can now be added to Apple Pay too. Reviewed on: 8th March 2026

Absolutely excellent experience!

Absolutely excellent experience!! Has giving me the confidence to build me credit and keep a team on my financial path Reviewed on: 8th March 2026

Friendly and great customer service

Friendly and great customer service Reviewed on: 8th March 2026

Very good money transfer in real time low interes I...

Very good money transfer in real time low interes I am happy Reviewed on: 8th March 2026

Very good company very easy to communicate with and...

Very good company very easy to communicate with and very transparent Reviewed on: 8th March 2026

Great and fast support when you need it

Great and fast support when you need it Reviewed on: 8th March 2026

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