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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43444 reviews)

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4.94

Based on 43,444 reviews, last reviewed 10th Mar 2026

153600% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use and easy to understand everything Easy to use and easy to understand everything Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43444)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Absolutely great service would definitely recommend...

Absolutely great service would definitely recommend to family and friends Reviewed on: 6th March 2026

Excellent service from start to finish.

Excellent service from start to finish. Staff were professional, helpful and quick to deal with everything I needed. Communication was clear and the whole process was straightforward. Very pleased with the service and would happily recommend. Reviewed on: 6th March 2026

Quick and easy!

Quick and easy. No hassle and good communication from the customer service team, Would recommend to anyone Reviewed on: 6th March 2026

Easy to apply ,use card and also easy to pay.

Easy to apply ,use card and also easy to pay. Reviewed on: 6th March 2026

very straight fowatherd

very straight foward and quick response have been with zopa for a few years no complaints always there when i have needed them Reviewed on: 6th March 2026

Very easy to speak too very professional

Very easy to speak too very professional Reviewed on: 6th March 2026

Because I am very happy with the service I received...

Because I am very happy with the service I received from Zopa.Thank you.All good,no complaints Reviewed on: 6th March 2026

Prompt efficient customer service.

Prompt efficient customer service. Reviewed on: 6th March 2026

Zopa has been a life line for me & my finances!

Zopa has been a life line for me & my finances! Reviewed on: 6th March 2026

Zopa bank and loan helped me at my most financial ha...

Zopa bank and loan helped me at my most financial hardship with amazing rates very quick and swift and easy to apply. Reviewed on: 6th March 2026

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