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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40270 reviews)

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4.93

Based on 40,270 reviews, last reviewed 13th Oct 2025

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40270)

As always, easy to use and great app

As always, easy to use and great app Reviewed on: 23rd April 2025

Zopa is the best credit card of Uk like American Exp...

Zopa is the best credit card of Uk like American Express Reviewed on: 23rd April 2025

Zopa is a good card it helps get...

Zopa is a good card it helps get credit score up Reviewed on: 23rd April 2025

My card was issued quickly?

My card was issued quickly? I have been able to use the card everywhere and setting up payments was easy. I can pay over the recommended amount at any point. The app is simple to use. Reviewed on: 23rd April 2025

Tried helping with a understanding dispute

Tried helping with a dispute very helpful Reviewed on: 23rd April 2025

Five star review

Great service - brilliant card to help credit score Reviewed on: 23rd April 2025

Brilliant company with excellent customer service an...

Brilliant company with excellent customer service and no micro management Reviewed on: 23rd April 2025

Better treatment than so called bigger cards

Exellent service, always happy to help, always to the point with no confusing jargon. A pleasure to use their products. More than happy to discuss and resolve issues, no long waiting for calls, always go the extra mile to solve a problem. Reviewed on: 23rd April 2025

A good card to get my money back in good...

A good card to get my money back in good shape Reviewed on: 23rd April 2025

Ease of use.

Ease of use. Extremely quick service Reviewed on: 23rd April 2025

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