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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very good app and customer service.

Very good app and customer service. Reviewed on: 8th March 2026

Spending

I have had no issues with zopa i am very pleased with it so easy let's me know how much i spend so can keep a track of it Reviewed on: 8th March 2026

Credit card

First class service second to none Reviewed on: 8th March 2026

Zopa by far the best lender out there!

Zopa has been great in repairing my credit rating. They also found me the best loan at a great APR I couldn’t get anywhere else. Highly recommend them Reviewed on: 8th March 2026

I have a good experience with zopa in terms of their...

I have a good experience with zopa in terms of their credit card and charges . Reviewed on: 8th March 2026

It's good credit card comape to any establish there...

It's good credit card comape to any establish there bank...best wishes Reviewed on: 8th March 2026

Excellent service and great app.

Excellent service and great app. Love it Reviewed on: 8th March 2026

Great company

I've always had my questions answered quickly and clearly and you have always sorted my issues out promptly and quickly Reviewed on: 8th March 2026

Zopa are fantastic to work with!

Zopa are fantastic to work with! They have helped me build some stability in my credit journey. They are fair and helpful. I can honestly say that since being with Zopa they have helped me create better habits that have helped me reduce my reliance on debt whilst also being there for any unexpected or urgent expenses. Reviewed on: 8th March 2026

Great service and updates to make sure usage is safe...

Great service and updates to make sure usage is safe and secure.. Reviewed on: 8th March 2026

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