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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Love the App

Love the App it’s really easy to use and manage your payments. Brilliant that your card can now be added to Apple Pay too. Reviewed on: 8th March 2026

Absolutely excellent experience!

Absolutely excellent experience!! Has giving me the confidence to build me credit and keep a team on my financial path Reviewed on: 8th March 2026

Friendly and great customer service

Friendly and great customer service Reviewed on: 8th March 2026

Very good money transfer in real time low interes I...

Very good money transfer in real time low interes I am happy Reviewed on: 8th March 2026

Very good company very easy to communicate with and...

Very good company very easy to communicate with and very transparent Reviewed on: 8th March 2026

Great and fast support when you need it

Great and fast support when you need it Reviewed on: 8th March 2026

Friendly staff great app too

Found app very easy to use and staff always very helpful if I have a problem that needs solving Reviewed on: 8th March 2026

A smooth customer focused app and service, very impr...

A smooth customer focused app and service, very impressed and satisfied. Reviewed on: 8th March 2026

Very quick and helpful easy to use also

Very quick and helpful easy to use also Reviewed on: 8th March 2026

ZOPA CARD

VERY EASY TO USE APP, COMPARED TO OTHERS. Reviewed on: 8th March 2026

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