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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43300 reviews)

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4.94

Based on 43,300 reviews, last reviewed 8th Mar 2026

146650% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use app. Highly recommend Easy to use app. Excellent customer service . Highly recommend Reviewed on: 8th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43300)

Easy process and great customer service

Easy process and great customer service Reviewed on: 6th March 2026

Great Company

Easy, no fuss, straight forward finances. Reviewed on: 6th March 2026

Straightforward application and quick decision.

Straightforward application and quick decision. Account interface has loads of tools for money management Reviewed on: 6th March 2026

Fantastic company and excellent products very happy

Fantastic company and excellent products very happy Reviewed on: 6th March 2026

Cool and wise

Easy app to use straight forward Reviewed on: 6th March 2026

Amazing card and app-the first to accept me after ma...

Amazing card and app-the first to accept me after many years in an IVA.Thank you. Reviewed on: 6th March 2026

Zopa App

it was easy to apply and the decision was faster than the internet itself :) Reviewed on: 6th March 2026

It’s a good credit card when it’s hard to get anothe...

It’s a good credit card when it’s hard to get another, interest rate is okay Reviewed on: 6th March 2026

Best team

Best app always when you ask them for help they are very prompt Reviewed on: 6th March 2026

Easy to understand.

Easy to understand. Great customer service. Great rates Reviewed on: 6th March 2026

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