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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Clear and easy to deal with.

Clear and easy to deal with. Good value for money. Can actually speak to people not robots. Reviewed on: 8th March 2026

superb service

all services were handled promptly and efficiently Reviewed on: 8th March 2026

Customer service was very professional and helpful

Customer service was very professional and helpful Reviewed on: 8th March 2026

THEY ARE EXCELLENT CUSTOMERS SERVICES PROVIDERS AND...

THEY ARE EXCELLENT CUSTOMERS SERVICES PROVIDERS AND I ADVICE YOU ALL TO CONTINUE AND ALSO START USING (ZOPA). Reviewed on: 8th March 2026

I feel Zopa is a real breathe of fresh air...

I feel Zopa is a real breathe of fresh air Reviewed on: 8th March 2026

Great for building your credit score, mine was poor...

Great for building your credit score, mine was poor and soon started building. Increase limit whe your doing well too. Reviewed on: 8th March 2026

I just can not folt yous at the moment so it's all g...

I just can not folt yous at the moment so it's all good Reviewed on: 8th March 2026

Awesome, reliable and supportive.

Awesome, reliable and supportive. I needed to cushion my finances and Zopa is so ideal. Their APR is quite affordable. Apart from that they offered me a loan that I can pay without stress. It is the perfect bank if you want to increase your credit score, savings and for day to day use. You can use it into store and on line. You don't have to worry about scammers. They always make sure that your personal data is protected and it's safe. Reviewed on: 8th March 2026

Excellent experience.

Excellent experience. Everything easy to understand. Great customer service. Very competitive rates. Reviewed on: 8th March 2026

Always easy and convenient.

Always easy and convenient. Payment options great Reviewed on: 8th March 2026

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