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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43294 reviews)

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4.94

Based on 43,294 reviews, last reviewed 8th Mar 2026

146350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great bank Easy to use, good interest rates and helpful Reviewed on: 8th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43294)

Exceptional customer service

Excellent experience on all levels. Reviewed on: 6th March 2026

Simply simple

Simple to understand. Everything explained as to make it understandable. Reviewed on: 6th March 2026

SUPERB FINANCIAL AID

Thus far a thoroughly worthwhile financial aid. Reviewed on: 6th March 2026

Reliable friendly service,Easy affordable repayments.

Reliable friendly service,Easy affordable repayments.No hassle Reviewed on: 6th March 2026

Easy process and great customer service

Easy process and great customer service Reviewed on: 6th March 2026

Great Company

Easy, no fuss, straight forward finances. Reviewed on: 6th March 2026

Straightforward application and quick decision.

Straightforward application and quick decision. Account interface has loads of tools for money management Reviewed on: 6th March 2026

Fantastic company and excellent products very happy

Fantastic company and excellent products very happy Reviewed on: 6th March 2026

Cool and wise

Easy app to use straight forward Reviewed on: 6th March 2026

Amazing card and app-the first to accept me after ma...

Amazing card and app-the first to accept me after many years in an IVA.Thank you. Reviewed on: 6th March 2026

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