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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43291 reviews)

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4.94

Based on 43,291 reviews, last reviewed 8th Mar 2026

146200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use app. Easy to use app. Biscuit account is brilliant Reviewed on: 8th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43291)

Helpful, thank you

Helpful, good service. thank you Reviewed on: 6th March 2026

Credit score

Being accepted for a Zopa credit card has helped me to build my credit score Reviewed on: 6th March 2026

Easy card to keep up with and negotiate in plain Eng...

Easy card to keep up with and negotiate in plain English Reviewed on: 6th March 2026

App works very promptly and suited to my lifestyle

App works very promptly and suited to my lifestyle Reviewed on: 6th March 2026

Best group

Excellent customer service will recomend to anybody Reviewed on: 6th March 2026

Does exactly what they say they will do

Have experienced everything I have requested has been achieved with no fuss. Reviewed on: 6th March 2026

Very easy to install and use app for the credit...

Very easy to install and use app for the credit card Reviewed on: 6th March 2026

Exceptional customer service

Excellent experience on all levels. Reviewed on: 6th March 2026

Simply simple

Simple to understand. Everything explained as to make it understandable. Reviewed on: 6th March 2026

SUPERB FINANCIAL AID

Thus far a thoroughly worthwhile financial aid. Reviewed on: 6th March 2026

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