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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

No problems, no issues.

No problems, no issues, not had to commute with anyone. Everything working as it should Reviewed on: 8th March 2026

Easy to use account

Not had experience with customer service, application was easy and account is easy to manage. Would be better if it was more clear about limit increases Reviewed on: 8th March 2026

It is an excellent card with good profits for custom...

It is an excellent card with good profits for customers and good interest rate. Reviewed on: 8th March 2026

An incredible company.

An incredible company. Perfect for building credit. Reviewed on: 8th March 2026

Very excellent good customer service to customers

Very good customer service to customers Reviewed on: 8th March 2026

Zopa has been a good help for me and my family with...

Zopa has been a good help for me and my family with credit card they provided. When l had to speak to the customer service it's was traight forward and simple. Reviewed on: 8th March 2026

Bullseye service

Highly recommendeded, great products and great communication, not bombarded with messages. Reviewed on: 8th March 2026

Good start excellent credit card

Good start excellent credit card Reviewed on: 8th March 2026

Very trustworthy bank

Very clear in all their communication and offers. And to me seems a trustworthy bank to deal with. Reviewed on: 8th March 2026

Excellent, quick, easy.

Excellent, quick, easy. Love the service Reviewed on: 8th March 2026

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