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Zopa: Credit card reviews

4.94
Based on 43,286 reviews, last reviewed 8th Mar 2026
145950% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great servce for new customer. I am a new customer. My journey to get the card was smooth all the way till I received it within a short period of time. Most of the service is automa... Read more Reviewed on: 8th March 2026
Abubakar S's avatar
Abubakar S

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (43286)

Fantastic service.

5
Fantastic service. Card arrived quickly. App works very well Reviewed on: 6th March 2026

Good service easy to navigate website

4
Good service easy to navigate website Reviewed on: 6th March 2026

Staff are friendly great help always there for u hel...

5
Staff are friendly great help always there for u helpful Reviewed on: 6th March 2026

Best card yet

5
Never had a problem with Zopa easy to use and the repayments are good also Reviewed on: 6th March 2026

I love it best ever credit card the customer service...

5
I love it best ever credit card the customer service, lovely people Reviewed on: 6th March 2026

Helpful, thank you

5
Helpful, good service. thank you Reviewed on: 6th March 2026

Credit score

5
Being accepted for a Zopa credit card has helped me to build my credit score Reviewed on: 6th March 2026

Easy card to keep up with and negotiate in plain Eng...

5
Easy card to keep up with and negotiate in plain English Reviewed on: 6th March 2026

App works very promptly and suited to my lifestyle

5
App works very promptly and suited to my lifestyle Reviewed on: 6th March 2026

Best group

5
Excellent customer service will recomend to anybody Reviewed on: 6th March 2026

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review