Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Simplicity.

It's simple, I'm old and not technical and even I can do it with no help from my children. Reviewed on: 9th March 2026

Great customer service...

I had an issue but the agent I spoke to sent me straight through to another who sorted my problem Reviewed on: 9th March 2026

Good credit card, the interest rate is fair.

Good credit card, the interest rate is fair. The card design is modern and pretty, the Zopa app is easy to navigate. I don't have a "feel choked experience with the company" Reviewed on: 9th March 2026

10/10 amazing

10/10 so easy and simple, no issues Reviewed on: 9th March 2026

Friendly customer service rep and very helpful

Friendly customer service rep and very helpful Reviewed on: 9th March 2026

Banking made easy.

Banking made easy. I am very happy with Zopa loan service. The credit card given to me is value for money Reviewed on: 9th March 2026

Brilliant service all round.

Brilliant service all round. Great advice and customer service Reviewed on: 9th March 2026

It was very easy to apply with Zopa, the response wa...

It was very easy to apply with Zopa, the response was quick. And if there is any issue, their contact is fast and with good customer's service willing to help with any issue and more.Their interest rate is good also I can open an account with me money in it.. which makes it fantastic. Apart from credit card, Zopa offers loans to ccustomer at lower rate. Reviewed on: 8th March 2026

A very professional and supportive service

A very professional and supportive service Reviewed on: 8th March 2026

Standard service, no issues.

Standard service, no issues. Never really hear from them. Straightforward increase of Credit limit Reviewed on: 8th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Marbles Credit Card
from NewDay 4.32 from 542 reviews
Initial credit card (discontinued)
from Barclaycard 3.60 from 122 reviews
Premier Credit Card
from HSBC 4.12 from 20 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub