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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43279 reviews)

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4.94

Based on 43,279 reviews, last reviewed 7th Mar 2026

291400% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service ,easy to understand Good service ,easy to understand Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43279)

Never had any problems in all aspects of my acount

Never had any problems in all aspects of my acount Reviewed on: 6th March 2026

Good services

Excellent customer service and good laans offer with excellent rate of credit card Reviewed on: 6th March 2026

Great experience

It has been great experience so far Reviewed on: 6th March 2026

Fantastic service.

Fantastic service. Card arrived quickly. App works very well Reviewed on: 6th March 2026

Good service easy to navigate website

Good service easy to navigate website Reviewed on: 6th March 2026

Staff are friendly great help always there for u hel...

Staff are friendly great help always there for u helpful Reviewed on: 6th March 2026

Best card yet

Never had a problem with Zopa easy to use and the repayments are good also Reviewed on: 6th March 2026

I love it best ever credit card the customer service...

I love it best ever credit card the customer service, lovely people Reviewed on: 6th March 2026

Helpful, thank you

Helpful, good service. thank you Reviewed on: 6th March 2026

Credit score

Being accepted for a Zopa credit card has helped me to build my credit score Reviewed on: 6th March 2026

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