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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

I value this company always ready to help

I value this company always ready to help Reviewed on: 9th March 2026

Best travel credit card and savings accounts.

Fantastic credit card for travel - a great interest free period on purchases and no fees for spending abroad. Based on this product, I opened a Biscuit account and savings – best easy access interest rates I've found. And the app is great – intuitive and looks fab. Reviewed on: 9th March 2026

Good credit card and now even better with Apple Pay.

Good credit card and now even better with Apple Pay. Reviewed on: 9th March 2026

Zopa is an excellent service there are no complicati...

Zopa is an excellent service there are no complications everything is “what it says on the tin” no secret additions no unnecessary changes that was hiding from you so they get my top award Reviewed on: 9th March 2026

Easy to use, credit increased quick

Easy to use, credit increased quick Reviewed on: 9th March 2026

Any issues I’ve had with my account has been resolve...

Any issues I’ve had with my account has been resolved very quickly Reviewed on: 9th March 2026

Very good customer service.

Very good customer service. Polite and quick to respond Reviewed on: 9th March 2026

so easy to use, great app just simple

so easy to use, great app just simple Reviewed on: 9th March 2026

Very helpful never had a problem with my app so over...

Very helpful never had a problem with my app so overall I’m a happy customer Reviewed on: 9th March 2026

The service is to great nest

The service is to great good customer support Reviewed on: 9th March 2026

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