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Zopa: Credit card reviews

4.94
Based on 43,272 reviews, last reviewed 7th Mar 2026
290800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helped with lower interest rates so repayments were... Helped with lower interest rates so repayments were more affordable, helping to raise my credit score. Reviewed on: 7th March 2026
Brian Ward's avatar
Brian Ward

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43272)

Easy and fast service card easy to use at most...

5
Easy and fast service card easy to use at most places Reviewed on: 6th March 2026

Fantastic service

5
Great experience using this company very easy to use and help is always available if neede Reviewed on: 6th March 2026

Zopa dope dope!

5
Cannot be beaten, full stop! Would definitely recommend to anyone Reviewed on: 6th March 2026

Never had any problems in all aspects of my acount

5
Never had any problems in all aspects of my acount Reviewed on: 6th March 2026

Good services

5
Excellent customer service and good laans offer with excellent rate of credit card Reviewed on: 6th March 2026

Great experience

5
It has been great experience so far Reviewed on: 6th March 2026

Fantastic service.

5
Fantastic service. Card arrived quickly. App works very well Reviewed on: 6th March 2026

Good service easy to navigate website

4
Good service easy to navigate website Reviewed on: 6th March 2026

Staff are friendly great help always there for u hel...

5
Staff are friendly great help always there for u helpful Reviewed on: 6th March 2026

Best card yet

5
Never had a problem with Zopa easy to use and the repayments are good also Reviewed on: 6th March 2026

Review Zopa: Credit card now

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