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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Brilliant and easy to contact customer service

Brilliant and easy to contact customer service Reviewed on: 9th March 2026

Happy with Card

Very easy to access. And easy to understand. Plenty of warning when payments are due. Happy with the service Reviewed on: 9th March 2026

clear costs and support with any questions.

clear costs and support with any questions. Reviewed on: 9th March 2026

Easy to use and manage.

Easy to use and manage. Great app! Reviewed on: 9th March 2026

Zopa and their App are very good

I've been with Zopa a while now, no complains and very helpful when talking with customer service. Would definitely recommend to Family and Friends. Very easy to use the mobile app which has various uses! Reviewed on: 9th March 2026

Very good easy to use the app to keep an eye on all...

Very good easy to use the app to keep an eye on all your spending and all your repayments also to make extra payments when necessary Reviewed on: 9th March 2026

Customer service is good,easy access to the app info...

Customer service is good,easy access to the app information for taking payment is on point. I’m Impressed with all communications. Reviewed on: 9th March 2026

reliability

Very reliable in service. Access in all part of United Kingdom with customers oriented interest. Reviewed on: 9th March 2026

It was incredible easy without all the nonsense and...

It was incredible easy without all the nonsense and it took less 8 minuts with positive result thank you Zopa Reviewed on: 9th March 2026

Amazing Zopa

I have an incredible time experience with Zopa. I'm using my credit card regularly with low interest rate and I got loan as well. Thanks loads Reviewed on: 9th March 2026

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