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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

I love the Zopa team.

I love the Zopa team. They are helpful, even when you are struggling to pay your bills. They also find ways, how can assist you. Reviewed on: 9th March 2026

Excellent customer service and care.

Excellent customer service and care. Timely response and issue resolution. Reviewed on: 9th March 2026

All good Zopa Delivered when needed.

All good Zopa Delivered when needed. Great offers & clear statements. Reviewed on: 9th March 2026

Great app easy to use great company when had been tu...

Great app easy to use great company when had been turned down so many times all I wanted to do was rebuild my credit score and Zopa gave me this opportunity. So thank you Zopa! Reviewed on: 9th March 2026

Quick and easy to use love to shop with zopa

Quick and easy to use love to shop with zopa Reviewed on: 9th March 2026

Always easy to do business with.

Always easy to do business with. I have a credit card and a loan. Competitive rates. Prompt responses. Reviewed on: 9th March 2026

Excellent Credit Card.

Excellent Credit Card. Fast approval and ease of use. Reviewed on: 9th March 2026

Zopa is a very good company to deal with , i have no...

Zopa is a very good company to deal with , i have not had any issues with them , easy to contact and speak to their staff Reviewed on: 9th March 2026

Great customer service!

Great customer service! The app is informative and incredibly easy to navigate. Reviewed on: 9th March 2026

Very approachable good communication positive experi...

Very approachable good communication positive experience Reviewed on: 9th March 2026

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