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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,223 reviews, last reviewed 7th Mar 2026
286100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%

Latest highest rating:

5

Never had a problem with the service and they talk t... Never had a problem with the service and they talk to you professionally great service from them all Reviewed on: 7th March 2026
Phillip Thomas 's avatar
Phillip Thomas

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (43223)

It’s a good credit card when it’s hard to get anothe...

5
It’s a good credit card when it’s hard to get another, interest rate is okay Reviewed on: 6th March 2026
Katie P's avatar
Katie P

Best team

5
Best app always when you ask them for help they are very prompt Reviewed on: 6th March 2026
Florian 's avatar
Florian

Easy to understand.

5
Easy to understand. Great customer service. Great rates Reviewed on: 6th March 2026
Alison W's avatar
Alison W

people you can actually talk to

5
easy to use and great customer service. Reviewed on: 6th March 2026
Nick Ian Blamey's avatar
Nick Ian Blamey

Im so happy from Zopa credit card everything is easy...

5
Im so happy from Zopa credit card everything is easy and clear Reviewed on: 6th March 2026
Joanna P's avatar
Joanna P

Nice and simple, does what it says in the tin.

5
Nice and simple, does what it says in the tin. App very user friendly and notifications helpful without being overly intrusive. Deals all the time for new and existing products. Better experience than with more traditional banks. Reviewed on: 6th March 2026
Jim K's avatar
Jim K

Very helpful and very understanding

5
Very helpful and very understanding Reviewed on: 6th March 2026
Jonathan m's avatar
Jonathan m

My credit rating improved within 2 months.

5
My credit rating improved within 2 months. It's a handy card and everything on the app so straight forward excellent experience thus far Reviewed on: 6th March 2026
Maria 's avatar
Maria

I have had a Zopa card for about 1 year.

5
I have had a Zopa card for about 1 year. I have the app so it is easy to see my spend or how much is left on the card. My credit was raised after a few months. My friend also has 1 and was suprised she could get 1. Reviewed on: 6th March 2026
Tracey s's avatar
Tracey s

Great company, easy to use and understand.

5
Great company, easy to use and understand. Great app. Help there when you need. Fantastic Reviewed on: 6th March 2026
John w's avatar
John w

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