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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very professional great card to have in emergency or...

Very professional great card to have in emergency or treats like user eats Reviewed on: 9th March 2026

Best credit card ever

Zopa really considered me by increasing my credit limit within two months of my join date as I was always paying the repayment on time. Also, zopa customer helpis very quick and effective. Really helpful. Looking forward for new experiences. Thanks team Reviewed on: 9th March 2026

Seamless setup, fantastic communication

Seamless setup, fantastic communication Reviewed on: 9th March 2026

Second to none credit card

I have used various credit cards and to say the least they prompt in response. Their services are more imagined than described. Reviewed on: 9th March 2026

good nice to understand easy to use

good nice to understand easy to use Reviewed on: 9th March 2026

Very good great app totally raccoment

Very good great app totally raccoment Reviewed on: 9th March 2026

The Personal Touch

Keeps you up to date and has a personal touch unlike others Reviewed on: 9th March 2026

Easy affordable Card

Great company , easy to use and easy To pay. seeing manageable limits and offering increases when needed. Reviewed on: 9th March 2026

I found it very easy and quick to get a Zopa credit...

I found it very easy and quick to get a Zopa credit card. The app is extremly easy to understand and to use. Reviewed on: 9th March 2026

excellent customer service, App friendly and more in...

excellent customer service, App friendly and more informative experience. No bad experience from my Opinion. Reviewed on: 9th March 2026

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