Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 43,115 reviews, last reviewed 7th Mar 2026
275800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They are very Brilliant Bank I love them so much Res... They are very Brilliant Bank I love them so much Respect Zopa Reviewed on: 7th March 2026
Ayorinde R's avatar
Ayorinde R

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (43115)

Easy to use and pake payments app is easy to.

5
Easy to use and pake payments app is easy to.ise Reviewed on: 6th March 2026

Zopa’s app is very easy and straightforward.

5
Zopa’s app is very easy and straightforward. always helpful Reviewed on: 6th March 2026

Just so easy to use app.go for it you won't regret it

5
Just so easy to use app. Setting up payments is easy Reviewed on: 6th March 2026

No issue what so ever excellent app

5
No issue what so ever excellent app Reviewed on: 6th March 2026

Very easy to navigate the app so easy to use and it'...

5
Very easy to navigate the app so easy to use and it's very transparent and simple when trying to make payments all really good would really recommend to others Reviewed on: 6th March 2026

Good enough

5
It is helpful and easy to use,but you can't make a direct debit only automatic payments Reviewed on: 6th March 2026

Excellent service and great.

5
Excellent service and great. Very good customer easyvuse interbet Reviewed on: 6th March 2026

Everything runs smoothly with Zopa no issues and I w...

5
Everything runs smoothly with Zopa no issues and I would recommend to anyone Reviewed on: 6th March 2026

Great service and good communication from Zopa

5
Great service and good communication from Zopa Reviewed on: 6th March 2026

Really admire your services.

5
Really admire your services. Your app is always in action. Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 4.94 from 5865 reviews
    Zopa
  • Cash ISA

    from Zopa 4.94 from 1499 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7795 reviews
    Zopa
    View all products