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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

First Class.

Excellent service every time ,can't fault there professionalism or there understanding touch absolutely brilliant Reviewed on: 9th March 2026

Help me improve my credit score gave me credit when...

Help me improve my credit score gave me credit when no one else would don't press you up your limit and help if u need it Reviewed on: 9th March 2026

It was a great start to building my credit score bac...

It was a great start to building my credit score back up after a seperation now my credit card as also increased thank u Reviewed on: 9th March 2026

Zopa credit

Do not have any issues so far. Good company. Reviewed on: 9th March 2026

Zopa is so easy and flexible with the payments many...

Zopa is so easy and flexible with the payments many thanks guys and to the ladies Reviewed on: 9th March 2026

I find it good, good service not bad thank you

I find it good, good service not bad thank you Reviewed on: 9th March 2026

Fantastic rates and so easy to use the dpp

Fantastic rates and so easy to use the dpp Reviewed on: 9th March 2026

Very helpful way to build a better credit score.

Very helpful way to build a better credit score. Reviewed on: 9th March 2026

Great service

Great service and high level of professionalism. Reviewed on: 9th March 2026

Professional company, very happy my credit card and...

Professional company, very happy my credit card and would recommend to anyone looking for a credit card. The app is amazing and very easy to navigate. Reviewed on: 9th March 2026

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