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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Simple , smooth quality and Happy quick .

Simple , smooth quality and quick . Reviewed on: 10th March 2026

Good know reasons not to be happy

Good know reasons not to be happy Reviewed on: 10th March 2026

Excellent, is very amazing l happy with my to accou...

Excellent, is very amazing l happy with my to account, credit card and bank.account. Reviewed on: 10th March 2026

Ordered bank cards 6 weeks ago, then rang them again...

Ordered bank cards 6 weeks ago, then rang them again now is week 3 second time. Still no cards. Reviewed on: 10th March 2026

Great customer service always happy to help and offe...

Great customer service always happy to help and offer great customer service excellent security measures in place, easy to use app Reviewed on: 10th March 2026

Very good experience, easy to understand.

Very good experience, easy to understand.. the app is well developed Reviewed on: 10th March 2026

Easy to use and easy to understand everything

Easy to use and easy to understand everything Reviewed on: 10th March 2026

Easy to use for everyday life.

This credit card is great for everyday spending. The app is well designed, easy to use, and clearly displays all transactions. Reviewed on: 10th March 2026

Zopa worth having

Not had a single not had a single problem with zopa since ive started with them been plane sailing Reviewed on: 10th March 2026

Easy application good app there when I needed them

Easy application good app there when I needed them Reviewed on: 9th March 2026

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