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Zopa: Credit card reviews

4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44347)

It's good that every time one speeds on the credit c...

5
It's good that every time one speeds on the credit card it appears on my phone. Reviewed on: 10th March 2026

Very Good

4
Still I am very happy feel use the zopa but looking towards Reviewed on: 10th March 2026

A must try card

5
Seamless experience. Everything is going on well for me. Reviewed on: 10th March 2026

I've had no problems with zopa which I like

4
I've had no problems with zopa which I like Reviewed on: 10th March 2026

Staff friendly and helpful service

5
Staff friendly and helpful service Reviewed on: 10th March 2026

Excellent Service All Round.

5
Excellent Service All Round. Would highly recommed Zopa to anyone. Thank you. Reviewed on: 10th March 2026

I am very happy,very good application,good bank.

5
I am very happy,very good application,good bank. Reviewed on: 10th March 2026

Zopa's services from the App to customer services is...

5
Zopa's services from the App to customer services is exceptional, second to none and interest rates very favourable indeed, can't fault Zopa on any level. Reviewed on: 10th March 2026

Great app, everything under one roof.

5
Great app, everything under one roof. Easy to manage finances. Reviewed on: 10th March 2026

Excellent credit card would recommend

5
Excellent credit card would recommend Reviewed on: 10th March 2026

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