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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43097 reviews)

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4.94

Based on 43,097 reviews, last reviewed 7th Mar 2026

274000% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

They are very helpful and just at the end of a phone... They are very helpful and just at the end of a phone if you need them for any reason Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43097)

Several loans with Zopa. Preferred lender.

Have had several loans with Zopa. Never any issues. Quick to apply, receive, pay down, and settle each loan. Highly recommend based on this experience. They are also highly competitive on rates, typically being close to if not the top offer available. Reviewed on: 6th March 2026

Zopa gave me a chance with a small loan month's late...

Zopa gave me a chance with a small loan month's later a credit card.. Reviewed on: 6th March 2026

Easy to use and pake payments app is easy to.

Easy to use and pake payments app is easy to.ise Reviewed on: 6th March 2026

Zopa’s app is very easy and straightforward.

Zopa’s app is very easy and straightforward. always helpful Reviewed on: 6th March 2026

Just so easy to use app.go for it you won't regret it

Just so easy to use app. Setting up payments is easy Reviewed on: 6th March 2026

No issue what so ever excellent app

No issue what so ever excellent app Reviewed on: 6th March 2026

Very easy to navigate the app so easy to use and it'...

Very easy to navigate the app so easy to use and it's very transparent and simple when trying to make payments all really good would really recommend to others Reviewed on: 6th March 2026

Good enough

It is helpful and easy to use,but you can't make a direct debit only automatic payments Reviewed on: 6th March 2026

Excellent service and great.

Excellent service and great. Very good customer easyvuse interbet Reviewed on: 6th March 2026

Everything runs smoothly with Zopa no issues and I w...

Everything runs smoothly with Zopa no issues and I would recommend to anyone Reviewed on: 6th March 2026

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