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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 43,086 reviews, last reviewed 7th Mar 2026
272900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Card arrived quickly and the app is easy to navigate... Card arrived quickly and the app is easy to navigate so far good experience Reviewed on: 7th March 2026
Darren T's avatar
Darren T

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43086)

Zopa gave me a chance with a small loan month's late...

5
Zopa gave me a chance with a small loan month's later a credit card.. Reviewed on: 6th March 2026
Lorraine d's avatar
Lorraine d

Easy to use and pake payments app is easy to.

5
Easy to use and pake payments app is easy to.ise Reviewed on: 6th March 2026
Jenny 's avatar
Jenny

Zopa’s app is very easy and straightforward.

5
Zopa’s app is very easy and straightforward. always helpful Reviewed on: 6th March 2026
Waynew's avatar
Waynew

Just so easy to use app.go for it you won't regret it

5
Just so easy to use app. Setting up payments is easy Reviewed on: 6th March 2026
Jamie j's avatar
Jamie j

No issue what so ever excellent app

5
No issue what so ever excellent app Reviewed on: 6th March 2026
Paul e's avatar
Paul e

Very easy to navigate the app so easy to use and it'...

5
Very easy to navigate the app so easy to use and it's very transparent and simple when trying to make payments all really good would really recommend to others Reviewed on: 6th March 2026
Shirley M's avatar
Shirley M

Good enough

5
It is helpful and easy to use,but you can't make a direct debit only automatic payments Reviewed on: 6th March 2026
Samya's avatar
Samya

Excellent service and great.

5
Excellent service and great. Very good customer easyvuse interbet Reviewed on: 6th March 2026
Zia U's avatar
Zia U

Everything runs smoothly with Zopa no issues and I w...

5
Everything runs smoothly with Zopa no issues and I would recommend to anyone Reviewed on: 6th March 2026
Winston b's avatar
Winston b

Great service and good communication from Zopa

5
Great service and good communication from Zopa Reviewed on: 6th March 2026
Michelle 's avatar
Michelle

Review Zopa: Credit card now

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