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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

That's very good and safe to use

That's very good and safe to use Reviewed on: 12th March 2026

Fairly reasonable with monthly statements

Fairly reasonable with monthly statements Reviewed on: 12th March 2026

It’s very good helped me out in sticky situations.

It’s very good helped me out in sticky situations. Reviewed on: 12th March 2026

Strait forward banking excellent app and reliable

Strait forward banking excellent app and reliable Reviewed on: 12th March 2026

Best move made in a long time xx

Best move made in a long time xx Reviewed on: 11th March 2026

Great customer service

Great customer service no hassle great app recommend Reviewed on: 11th March 2026

Need a car loan but refused however got a credit card.

Need a car loan but refused however got a credit card. Reviewed on: 11th March 2026

Don’t be a doper get Zopa

Very easy to get a credit card no fuss perfect thank you very much Colin unwin Reviewed on: 11th March 2026

Fantastic service

Fantastic service, always there to help and advise, fast and easy with no stress Reviewed on: 11th March 2026

Zopa Credit Card

Zopa credit card comes with low credit and does not provide rewards so okay but could be better. Thanks Reviewed on: 10th March 2026

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