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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great company

Great company give you a second chance even if you have poor credit Reviewed on: 14th March 2026

I’m extremely happy with my card!

I’m extremely happy with my card!!! Reviewed on: 14th March 2026

Great company happy customer

Easy to use app, great products and good customer service Reviewed on: 14th March 2026

Zop helped me get my credit status back up great co...

Zopa helped me get my credit status back up great company highly recommended if you need a credit card zopa is the one Reviewed on: 13th March 2026

Just great.

Just great. Can't say any more than that Reviewed on: 13th March 2026

All easy

All easy yo manage. Good service. Easy to use app Reviewed on: 13th March 2026

Helping get on the credit ladder

Helping get on the credit ladder Reviewed on: 13th March 2026

easy to setup & overall great service

easy to setup & overall great service Reviewed on: 13th March 2026

I've been using zopa for some time now.

I've been using zopa for some time now. Gives me peace of mind, goof rates, app wotks very well, easy to navigate through and control your spending and explore new options. It helps with credit scoring too Reviewed on: 12th March 2026

Never had a problem with Zopa.

Never had a problem with Zopa.Good communication and clear messages . Reviewed on: 12th March 2026

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