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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43058 reviews)

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4.94

Based on 43,058 reviews, last reviewed 7th Mar 2026

270300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I struggled with credit for a long time. I struggled with credit for a long time. Zopa have been amazing and helped when no one else would. I definitely recommend you give them a try Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43058)

Excellent 5 STAR review

First class experience from application onwards - thank you Reviewed on: 6th March 2026

Never a problem always easy to use and understanding...

Never a problem always easy to use and understanding when faced with an issue Reviewed on: 6th March 2026

easy to use.

easy to use. helpful website with advice and reviews Reviewed on: 6th March 2026

Easy to use app

Easy to use app, everything clear and all in one place. Reviewed on: 6th March 2026

Fabulous service .

Fabulous service .and great value Reviewed on: 6th March 2026

Zopa is a great credit card and I would recommend t...

Zopa is a great credit card and I would recommend this to family and friends . Reviewed on: 6th March 2026

Zopa number 1

Never had a problem with card or payments clear you balance done on the app within minutes couldn't ask for a better card Reviewed on: 6th March 2026

Managing My Credit Card Has Never been easier

Excellent credit card with a very user-friendly app. The features are clear, fees are transparent, and managing spending is really easy. Highly recommend. I’m really impressed with the Zopa credit card. The application process was quick and straightforward, and the mobile app makes it very easy to manage everything—from checking transactions to setting payment options. I like how transparent the fees and terms are, and the overall experience feels modern and reliable. It’s refreshing to see a financial product that’s designed with the user in mind.” Reviewed on: 6th March 2026

Easy to use App.

Easy to use App which means you have full control at all times. Reviewed on: 6th March 2026

Never had any issues really but had issues with othe...

Never had any issues really but had issues with other zoos products and helped very well Reviewed on: 6th March 2026

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