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Zopa: Credit card reviews

4.93
Based on 43,027 reviews, last reviewed 7th Mar 2026
267300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good credit card service Very good customer service and the app is really easy to use. Reviewed on: 7th March 2026
John H's avatar
John H

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43027)

Excellent service quality all round very happy I sig...

5
Excellent service quality all round very happy I signed up and a handy addition to my credit card and easy navigate app Reviewed on: 6th March 2026

The best credit card i have.

5
The best credit card i have.easy to use,. Reviewed on: 6th March 2026

Very easy to apply.

5
Very easy to apply. Great customer service Reviewed on: 6th March 2026

Amazing company

5
Very quick at decisions and staff are always very friendly and helpful Reviewed on: 6th March 2026

Very straightforward process and clear terms and con...

5
Very straightforward process and clear terms and conditions Reviewed on: 6th March 2026

Does what it says clear payment details you know exa...

5
Does what it says clear payment details you know exactly where you are with the great aoo Reviewed on: 6th March 2026

Brilliant

5
Life changing experience. Friendly, supportive, fair. Reviewed on: 6th March 2026

Most high street lenders offer more competitive rates

5
Most high street lenders offer more competitive rates Reviewed on: 6th March 2026

So easy to apply very polite and helpful staff

5
So easy to apply very polite and helpful staff Reviewed on: 6th March 2026

Ideal service for building credit rating

5
Ideal service for building credit rating Reviewed on: 6th March 2026

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review