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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

ZopaCredit

Does everything you would expect from a credit card glad I. Chose Zopa Reviewed on: 19th March 2026

So far so good very helpful in every way

So far so good very helpful in every way Reviewed on: 18th March 2026

They are helpful and good value for money

They are helpful and good value for money Reviewed on: 18th March 2026

I have had mine now 12 months plus and no problems a...

I have had mine now 12 months plus and no problems at all Reviewed on: 18th March 2026

Very clear and transparent explanations.

Very clear and transparent explanations. I feel very valued. Reviewed on: 18th March 2026

Great for spending.

Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to others. Reviewed on: 16th March 2026

Great card.

Great card. Easy to use. Good credit builder Reviewed on: 15th March 2026

Good it works everywhere every time

Good it works everywhere every time Reviewed on: 15th March 2026

Great and Easy Credit Card Experience

I had a very good experience with Zopa credit card. The application process was simple and quick. The app is easy to use and helps me keep track of my spending. Customer service was also helpful when I needed assistance. Overall, I am satisfied with the service and would recommend it to others looking for a reliable credit card. Reviewed on: 15th March 2026

Good credit card ideal for those unexpected payment

Good credit card ideal for those unexpected payment Reviewed on: 14th March 2026

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