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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

First class service I would recommend them to all my...

First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026

Good app, great service.

Good app, great service. Concise and neat Reviewed on: 22nd March 2026

First class

Have used Zopa for a while now and gave always found them very reilable and always excellant service. Any transactions show right away in your account and always let you know when money is mived wgere tio and where from . Reviewed on: 22nd March 2026

Very easy to deal with, very quick service,excellent...

Very easy to deal with, very quick service,excellent customer care Reviewed on: 22nd March 2026

Zopa not only loan money but also encourage people t...

Zopa not only loan money but also encourage people to save money. That is why I would recommend Zopa to anyone looking for a loan . Reviewed on: 21st March 2026

Explfantastic service

Explain why not.eligable for change to lending amounts gives.plenty notice of payment amounts quick and easy to use Reviewed on: 20th March 2026

Very easy and simple to use.

Very easy and simple to use. Reasonable Reviewed on: 20th March 2026

Always great response .

Always great response . Good app . Clear numbers . Easy to pay . Helpful support team Reviewed on: 19th March 2026

I'm a new customer of Zopa and haven't had much deal...

I'm a new customer of Zopa and haven't had much dealings with them yet,but what I have had I'm happy with. Reviewed on: 19th March 2026

I found Zopa a very helpful resource to have easy to...

I found Zopa a very helpful resource to have easy to use very simple instructions on line making this card so easy to keep a check on your spending and payments Reviewed on: 19th March 2026

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