Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (42969 reviews)

View other Zopa products

4.93

Based on 42,969 reviews, last reviewed 7th Mar 2026

261800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to apply and easy to use. Easy to apply and easy to use. A very positive experience. Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (42969)

Amazing company...

Amazing staff ver efficient company recommend to anyone Reviewed on: 6th March 2026

Customer service has always been very helpful

Customer service has always been very helpful Reviewed on: 6th March 2026

Had nothing but postive experiences when dealing wit...

Had nothing but postive experiences when dealing with Zopa, great customer service, helpful and friendly. Reviewed on: 6th March 2026

Brilliant service, blows the major banks out the wat...

Brilliant service, blows the major banks out the water, app is brilliant and can't fault them, fast and reliable Reviewed on: 6th March 2026

Zopa credit

Zopa have been absolutely amazing. They're helping me to build my credit score with affordable repayments. Approval is very fast. Thank you. Reviewed on: 6th March 2026

Easy transactions

Easy transaction. All app based. Easy step by step guide. Help line available if needed. Reviewed on: 6th March 2026

Friendly helpful staff answered my questions confide...

Friendly helpful staff answered my questions confidently Reviewed on: 6th March 2026

Great service since I joined, rewards loyalty and he...

Great service since I joined, rewards loyalty and helps make managing money easy Reviewed on: 6th March 2026

App is great, apple pay just added

App is great, apple pay just added Reviewed on: 6th March 2026

Overall very Good

All good easy to use app and apply for different finance Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from American Express 4.36 from 125 reviews
Credit card
from Yonder 4.96 from 663 reviews
Credit card (discontinued)
from Tandem 4.66 from 358 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1487 reviews
Current account
from Zopa 4.94 from 5848 reviews
Smart Saver
from Zopa 4.94 from 7752 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub