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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very happy

Great service and company never had any problems with them Reviewed on: 15th April 2026

Easy, fast and reliable - never a problem with the a...

Easy, fast and reliable - never a problem with the app and innovative products. Reviewed on: 15th April 2026

I can do everything easily with the App.

I can do everything easily with the App. It allows me to check my transactions, balance and make payments. It also helps by monitoring my lending power. Reviewed on: 15th April 2026

Interest rate on savings accounts excellent easy to...

Interest rate on savings accounts excellent easy to use Reviewed on: 15th April 2026

Legends of the banking world.

Gave feedback regarding pots and showing upcoming payments and I felt listened too as they now have implemented it! Banging. easy payments and app is 10/10 Reviewed on: 15th April 2026

Good cumucation and helpful.

Good cumucation and helpful. Easy to use and set up good to use app . Reviewed on: 15th April 2026

When I’ve had to contact them great customer service

When I’ve had to contact them great customer service Reviewed on: 15th April 2026

I have already recommended zopa to may friends, exce...

I have already recommended zopa to may friends, excellent service Reviewed on: 15th April 2026

Easy to apply and quick decision

Easy to apply and quick decision Reviewed on: 15th April 2026

Great banking and Credit card for years, never had a...

Great banking and Credit card for years, never had a problem Reviewed on: 15th April 2026

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