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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (42955 reviews)

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4.93

Based on 42,955 reviews, last reviewed 7th Mar 2026

260500% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good pay app excellent service online Good pay app excellent service online Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (42955)

Zopa credit

Zopa have been absolutely amazing. They're helping me to build my credit score with affordable repayments. Approval is very fast. Thank you. Reviewed on: 6th March 2026

Easy transactions

Easy transaction. All app based. Easy step by step guide. Help line available if needed. Reviewed on: 6th March 2026

Friendly helpful staff answered my questions confide...

Friendly helpful staff answered my questions confidently Reviewed on: 6th March 2026

Great service since I joined, rewards loyalty and he...

Great service since I joined, rewards loyalty and helps make managing money easy Reviewed on: 6th March 2026

App is great, apple pay just added

App is great, apple pay just added Reviewed on: 6th March 2026

Overall very Good

All good easy to use app and apply for different finance Reviewed on: 6th March 2026

I find that zopa is efficient easy to use and welcom...

I find that zopa is efficient easy to use and welcome in most places Reviewed on: 6th March 2026

Easy to use.

Easy to use. Very efficient and the app is straightforward Reviewed on: 6th March 2026

Very easy to deal with, quick decisions

Very easy to deal with, quick decisions Reviewed on: 6th March 2026

Very reliable delivery on card great rates easy paym...

Very reliable delivery on card great rates easy payment Reviewed on: 6th March 2026

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