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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 42,934 reviews, last reviewed 6th Mar 2026
258600% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good provider fover credit card and loans. Very good provider for credit card and loans. Reviewed on: 6th March 2026
Mary 's avatar
Mary

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (42934)

Top Class

5
From start to finish of my application it was quick and easy Reviewed on: 6th March 2026
Kev H's avatar
Kev H

Great service provider and value

5
Great service provider and value Reviewed on: 6th March 2026
Ken Gilliland's avatar
Ken Gilliland

It’s a very good card to have and makes managing mon...

5
It’s a very good card to have and makes managing money easier Reviewed on: 6th March 2026
Mia b's avatar
Mia b

Very easy no fuss, easy to use app

5
Very easy no fuss, easy to use app Reviewed on: 6th March 2026
Chloe A's avatar
Chloe A

I had a good experience with the customer service du...

4
I had a good experience with the customer service during my call Reviewed on: 6th March 2026
Syanda G's avatar
Syanda G

Very easy and convenient and I take it with me where...

5
Very easy and convenient and I take it with me wherever I go! Reviewed on: 6th March 2026
MS J's avatar
MS J

Easy to use and navigate.

5
Easy to use and navigate. I was looking for a card that would help me build my credit score and I found it. Reviewed on: 6th March 2026
Iain T's avatar
Iain T

Zoopa helps me stay tracked of my finances and the c...

5
Zoopa helps me stay tracked of my finances and the customer service is superb. The interest rate is not draining too. Reviewed on: 6th March 2026
MS YETTY's avatar
MS YETTY

My experience with Zopa has been good

5
My experience with Zopa has been good Reviewed on: 6th March 2026
Akinola 's avatar
Akinola

The app is so easy to use and it provides everything...

5
The app is so easy to use and it provides everything you need Reviewed on: 6th March 2026
Jo's avatar
Jo

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