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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Been amazing and had no problems

Been amazing and had no problems Reviewed on: 15th January 2026

My experience of Zopa is first class.

My experience of Zopa is first class. Recently I missed a payment due to the Christmas period. It was no problem for |Zopa. They simply gave me another date and the payment was made. First class if you ask me Reviewed on: 15th January 2026

Excellent, Friendly and very supportive service

Excellent, Friendly and very supportive service Reviewed on: 15th January 2026

App is excellent.

App is excellent. Customer service also. My query anserwed quickly. I intend to upgrade my services in the futue. All told, a pleasure to deal with. Reviewed on: 15th January 2026

Easy to apply with quick response.

Easy to apply with quick response. I receive a monthly statement telling me all information regarding my finances with Zopa Reviewed on: 15th January 2026

Fantastic and so easy to use card and tha app

Fantastic and so easy to use card and tha app Reviewed on: 15th January 2026

So far so good nice and easy to use never had a prob...

So far so good nice and easy to use never had a problem I’m happy with zopa Reviewed on: 15th January 2026

Top provider and easy set up great for travel emerge...

Top provider and easy set up great for travel emergencies Reviewed on: 15th January 2026

When I need help you where their very good card

When I need help you where their very good card Reviewed on: 15th January 2026

Great service Just a great overall experience

Just a great overall experience all round beer yeast to use Reviewed on: 15th January 2026

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