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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent credit card customer service is very good,...

Excellent credit card customer service is very good, really pleased with the Zopa credit card Reviewed on: 15th April 2026

Good credit limit and customer service

I was quickly offered to raise my credit limit, which improved my credit score. The 2 times I had concerns regarding a paiment, the customer service helped me immediately. Reviewed on: 15th April 2026

Very happy with credit card And I would let other pe...

Very happy with credit card And I would let other people know about it Reviewed on: 15th April 2026

I can't say I a bad experience with Zopa it has bee...

I can't say I a bad experience with Zopa it has been all good. Reviewed on: 15th April 2026

It's been good since I've used it.

It's been good since I've used it. Not really had to contact or speak to customer service so not sure how it is. Reviewed on: 15th April 2026

Very good credit card easy app to do payments keep a...

Very good credit card easy app to do payments keep a check on your spending and always get a reminder when payments are due very happy with Zopa Reviewed on: 15th April 2026

Lovely customer service easy service to use

Lovely customer service easy service to use Reviewed on: 15th April 2026

Perfect Credit card

Its the perfect Credit card for me and the savings incentives are great also. Reviewed on: 15th April 2026

Love this brand easy hassle free

Love this brand easy hassle free Reviewed on: 15th April 2026

Great service great card great rate

Great service great card great rate Reviewed on: 15th April 2026

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