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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Great card

Never have any issues great card easy to access to check online Reviewed on: 15th January 2026

Good experience To have with zopa

Good experience To have with zopa Reviewed on: 15th January 2026

Zopa 100% the best card I’ve had

I’ve always felt that dealing with zopa has been great. They’ve always kept me updated with my statements , payments etc and if any new information about my card becomes available it’s always very clear and easy to understand. I have recommended zopa to my friends and family and I know some have them have taken out credit cards and are more than happy with it Reviewed on: 15th January 2026

Great credit card

Great provider never any issues, great credit card Reviewed on: 15th January 2026

Very professional staff always on hand if you need t...

Very professional staff always on hand if you need to talk Easy to understand all aspects of the spending/payment process Have spoken to family and a few friends and advised them to look into taking a card from you Reviewed on: 15th January 2026

zopa is just brilliant

zopa is just brilliant could not be better just so thankful i was accepted Reviewed on: 15th January 2026

Really helped me out when I needed it.

Really helped me out when I needed it. Brilliant people to talk to how a recommendable. Reviewed on: 15th January 2026

I am very happy with the service

I am very happy with the service and ease of use also never had any issues with use the credit card and app Reviewed on: 15th January 2026

great company would recommend to anyone who wants no...

great company would recommend to anyone who wants no hassle Reviewed on: 15th January 2026

One bank

App simple to use application easy Reviewed on: 15th January 2026

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