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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa has been perfect for me.

Zopa has been perfect for me. They are the best credit card company I’ve had Reviewed on: 15th April 2026

Just fabulous very easy to use and would certainly r...

Just fabulous very easy to use and would certainly recommend to my friends and family thank you Reviewed on: 15th April 2026

Never had any issue using Zopa, fast and efficient s...

Never had any issue using Zopa, fast and efficient service ideal for my uses Reviewed on: 15th April 2026

Zopa provides clear information

Zopa provides clear information on credit cards, loans and savings. Low rate, excellent service all round Reviewed on: 15th April 2026

Really great and fair Credit Issuer

Really great and fair Credit Issuer - they have great customer service and are both friendly and understanding. Reviewed on: 15th April 2026

Best of the best.

No gimmicks, no frills and hassle free credit card. Portal is easy to navigate and you can always get through to customer services without too much of a wait if you need to. Would recommend highly. Reviewed on: 15th April 2026

Easy to use the app and very easy to communicate...

Easy to use the app and very easy to communicate Reviewed on: 15th April 2026

Brilliant card very accessible.

Brilliant card very accessible. Great customer service. Reviewed on: 15th April 2026

Very good condition excellent easy to use

Very good condition excellent easy to use Reviewed on: 15th April 2026

Very good service excellent credit card

Very good service excellent credit card Reviewed on: 15th April 2026

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