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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Never no problems with cars or customers service

Never no problems with cars or customers service Reviewed on: 15th April 2026

Zopa has excellent app and also products for savings...

Zopa has excellent app and also products for savings , ISA and cash ISA . And money is safe Reviewed on: 15th April 2026

Quick and easy to set up and account

Quick and easy to set up and account Reviewed on: 15th April 2026

Good customer service and good information about pro...

Good customer service and good information about product Reviewed on: 15th April 2026

I don't have any problems about zopa credit card

I don't have any problems about zopa credit card Reviewed on: 15th April 2026

Zopa make managing my account extraordinarily easy.

I used Zopa a few years ago for a loan, an account which I found extraordinarily easy to manage. As a result, i then started using them for a credit card and I am so pleased to say that there systems and process that made the loan account so easy and intuitive have been replicated. Reviewed on: 15th April 2026

Good professional and polite staff

Good professional and polite staff Reviewed on: 15th April 2026

Would absolutely recommend Zopa, user friendly and m...

Would absolutely recommend Zopa, user friendly and my go to credit card provider! Reviewed on: 15th April 2026

Great card.

Great card. Would recommend to friends and family. Arrives within time expected, card limit is good and lets you know how you can do better with the card. Good to build your own credit score whilst using the card! Reviewed on: 15th April 2026

Easy application, easy to use, good rates

Easy application, easy to use, good rates Reviewed on: 15th April 2026

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