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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Always very friendly great card and helpful

Always very friendly and helpful Reviewed on: 15th April 2026

What a difference a day make

Very professional everytime..no issues at all Reviewed on: 15th April 2026

very good in fact exceptional I would say nothing bu...

very good in fact exceptional I would say nothing but positives for zopa Reviewed on: 15th April 2026

Zopa has given me the opportunity to improve my cred...

Zopa has given me the opportunity to improve my credit score, manage money and even open savings accounts and Isa’s Reviewed on: 15th April 2026

Great card company no stress I test rate not to bad...

Great card company no stress I test rate not to bad no pressure Reviewed on: 15th April 2026

Zopa services

Fast and efficient. Simple service good online service Reviewed on: 15th April 2026

Been using Zopa for years and wouldn’t go with anyon...

Been using Zopa for years and wouldn’t go with anyone else Reviewed on: 15th April 2026

Verry easy to use not bad rates i use minecall the t...

Verry easy to use not bad rates i use minecall the time Reviewed on: 15th April 2026

Very simple to use and my back up card.

Very simple to use and my back up card. Reviewed on: 15th April 2026

Great card

Zopa credit card is a handy tool to have in your wallet. For a credit builder it has a good apr compared to similar style cards and there app is so easy to use and gives you all the information you need at your fingertips. I would recommend this card to anyone Reviewed on: 15th April 2026

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