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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

My account was cloned and money was withdrawn.

My account was cloned and money was withdrawn. I contacted customer service online and explained the situation, and my money was refunded very quickly. Reviewed on: 15th April 2026

I prefer zopa to other cards it is an easy...

I prefer zopa to other cards it is an easy app aswell Reviewed on: 15th April 2026

Great card, perfect for my needs and offer a credit...

Great card, perfect for my needs and offer a credit limit increase regularly Reviewed on: 15th April 2026

Building my credit rating

Trying to build credit rating & by using zopa card and paying on time it's helping Was straightforward and simple to apply Reviewed on: 15th April 2026

Applied, no hassle recieved card

Applied, no hassle recieved card Reviewed on: 15th April 2026

Really easy to use staff are great

Really easy to use staff are great Reviewed on: 15th April 2026

Great !!

Easy process. Easy to speak to customer services Reviewed on: 15th April 2026

Helpful customer services.

Helpful customer services. Easy to manage in app. Reviewed on: 15th April 2026

Excellent company to deal with.

Excellent company to deal with. Straightforward and efficient. Brilliant communication!highly recommend Reviewed on: 15th April 2026

Easy to use and straightforward

I’ve had a good experience with the zopa credit card.The app is simple to use, spending is easy to track , and everything feels clear and transparent.overall, reliable option for every day use Reviewed on: 15th April 2026

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